AI Episodes

What Crypto Already Solved for Enterprise AI There's a wall that enterprise AI is running into right now, and it's not a model capability problem. It's a data problem. The most powerful AI tools in the world need access to your most sensitive information to be useful, and the moment that data leaves your environment, you've lost control of it. For banks, hospitals, and accounting firms sitting on exactly the kind of data that AI could transform, that tradeoff has become a quiet, daily standof...

The Drive to Five: Unpacking Citi's $5.5T Tokenization Forecast In June 2026, Citi Institute released "Tokenization 2030: Wall Street On-Chain" — a report that puts a hard number on a question the industry has been circling for years. Their base case: $5.5 trillion in tokenized financial assets by 2030, with a bear case of $2.7 trillion and a bull case of $8.2 trillion. For a market sitting at roughly $17 billion today, that's not an incremental forecast. It's a bet on structural change. A...

Who's watching the agent? That's the question at the heart of this episode — and it's one that's going to define the next decade of finance.

Scaling human expertise isn’t a technology problem — it’s a trust problem. In this episode of MoneyNeverSleeps, Pete Townsend speaks with Joni Pirovich, founder of Crystal aOS, about where crypto and AI quietly hit their limits — and why human judgment remains the real constraint as systems scale. Joni explains how her background in legal and regulatory work exposed a simple truth early on: expertise doesn’t scale on its own. As crypto firms mature, the challenge isn’t avoiding regulation,...

Crypto doesn’t win in 2026 by being louder - it wins by becoming boring.

Stablecoins aren’t just a crypto story anymore — they’re a geopolitical one.

Welcome inside the venue for the Techstars Web3 Demo Day 2025, recorded live at Civic Hall in NYC during NY Tech Week, where we brought 5 incredible web3 startups to the stage for a standing-room-only crowd of founders, investors, and builders. These aren’t founders chasing hype - they’re building with traction, with purpose, and with an eye on the next version of the internet. Along the way, you’ll hear: A powerful fireside chat with Clarisse Hagege, founder and CEO of Dfns, on her journ...

This week, I had the absolute pleasure of sitting down with Fergal McGovern, founder and CEO of VisibleThread, for one of the most enlightening founder chats I’ve had in a while. Fergal’s been building for decades—starting with enterprise systems in the '90s, then launching and selling his first startup SteelTrace, and eventually pivoting VisibleThread through the 2008 crash into a trusted platform serving global leaders like Boeing, Lockheed Martin, Comcast, and government agencies across th...

In this special year-end episode, Pete Townsend is joined by returning guest co-host Alejandro Gutierrez for a wide-ranging conversation about what the future may hold with their 2025 predictions. Together, they explore transformative ideas, emerging trends, and groundbreaking technologies that could shape industries, disrupt norms, and redefine global innovation. From traditional finance’s embrace of tokenization to the rise of AI agents, the duo covers it all—including bonus predictions from Funds industry and fintech legend Eoin Motherway. Tune in for an exciting glimpse into 2025 and get ready to peer into the crystal ball with Pete and Alejandro.

Alejandro Gutierrez, CEO of npayme Labs and co-founder of ETH Dublin joins me again as guest co-host this week. We recap our recent panel on working in web3 (‘Finding Web3 Talent’) at Dogpatch Labs, touching on market sentiment, the cyclical nature of crypto investments, and strategies for early-stage startups. We delve into real-world asset tokenization, highlighting key initiatives by firms like Provenance, PayPal, Circle and Centrifuge. The conversation also covers the evolving landscape for ...

I’ve brought together 4 of the founders from the Techstars Web3 class of 2024 to help me dispel some of the common misconceptions about web3 with the general public, including Julia Kemp, founder and CEO of Pawpass, Daniel Uribe, founder and CEO of  GenoBank. Tiago Ferreira, co-founder and CEO of FairAI, and Tom Daniel, co-founder and CEO of Ember AI.

Evan Miyazono is founder and CEO of Atlas Computing, a non-profit formed late last year to help scale human control over risky AI capabilities.

This week I’m joined by guest co-host Mai Santamaria, the Head of the Financial Advisory Unit for the Department of Finance in Ireland. Mai and I riff on where crypto exchange Binance goes from here after being fined $4.3bn, with co-founder and CEO Changpeng Zao stepping down.  We also look at the new crypto-friendly Argentinian president, Javier Milei, and what he might do with dollarization and crypto adoption, and then finish up with a mind-opening counterpoint on Ethereum co-founder Vitalk Buterin’s new manifesto.

Joining Pete this week are Liang Wu and Dan Herrera from Eleven26 Capital, an early-stage VC firm investing in diverse founders on the evolving Internet across web2 and web3. In this episode, we get into how Liang and Dan originally got together and stayed close through the years, their Evolving Internet thesis across web2 and web3, building a platform for investing through content creation and community into a flywheel, and a ‘so-what’ look at the intersection of web3 and AI.

Deb Pratiher is the co-founder and CEO of Quest Labs, building infrastructure enabling organizations to leverage data in a privacy-preserving manner to unlock powerful user experiences.

Eoin Fitzgerald and Pete Townsend take a look at the aftermath of the American Bankpocalypse with contrasting views on bitcoin as a safe haven, and how a potential outcome of Grayscale’s lawsuit of the SEC may be opening the floodgates of crypto into institutional finance.  Eoin and Pete also dig into the $600mn raise by open-banking-meets-AI startup Abound, the crossover of these themes into African fintech, and how a new EU regulatory framework around AI may slow down not only Abound’s AI-powered consumer lending platform but also the overall commercial growth of AI applications in Europe.

On this week's episode, Pete and Eoin dive into payments on WhatsApp, the paradox between investing in underrepresented founders and the current demographics of venture capital, and getting digitally closer to your spending through Revolut and Olivia.

Conor McGinn from Akara joins the show to talk about the human side of robotics, drawing motivation from skeptics, having all of the ingredients to scale a robotics and artificial intelligence business in Ireland....and how Akara are like a prize fighter in the best shape of their life just waiting to take on the world!