Aug. 5, 2022

188: Money Talks #51 | Revolut on Tour | Starling Flies | Vitalik on the Metaverse | Crypto Regulation & Talent | Umba’s Big Deal

188: Money Talks #51 | Revolut on Tour | Starling Flies | Vitalik on the Metaverse | Crypto Regulation & Talent | Umba’s Big Deal

This week, Eoin Fitzgerald and Pete Townsend riff on Pete’s trip to the US last month with the sheer ridiculousness of the 8 different combinations of point-of-sale authorizations he experienced with a single Revolut card, Starling Bank’s re-prioritization of a presence in the Irish banking market, the hunt for crypto talent by EU regulators, Vitalik’s view on giving people what they want in the Metaverse, fintech micro-lender Umba’s deal for Daraja, and Tomo Credit’s big round to make credit scores obsolete.

*SUMMER SCHEDULE UPDATE* - This is our mid-summer episode for August and we’ll be back with our regular weekly cadence come September.

This episode of MoneyNeverSleeps is sponsored by Philip Lee, one of Ireland’s fastest-growing corporate law firms and expert advisors at the heart of the Dublin and London start-up, fintech and crypto communities.


EBA warns talent shortage will hamstring crypto regulation (Finextra, 2-Aug-22)

Apple Accused Of Potential Consumer Data Misuse With Its ‘Buy Now, Pay Later’ Service (Forbes, 27-Jul-22)

Vitalik: Metaverse ‘Is Going to Happen’ but Meta’s ‘Will Misfire’(Decrypt. 31-Jul-22)

US-based fintech Umba buys majority stake in Kenya’s Daraja microfinance bank (TechCrunch, 3-Aug-22)

Starling Bank pulls plans to offer services in Ireland (RTE News, 18-Jul-22)

TomoCredit raises $22M at a $222M valuation toward its goal of making credit scores ‘obsolete’ (TechCrunch, 21-Jul-22)

Founder’s Field Guide:  David Velez (Nubank) - Building the Branchless Bank (Podcast, 8-Jul-21)

Tim Ferriss Show: Balaji on the Difference between Nations, States and Nation States (YouTube, 9-Jul-22) 


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Pete TownsendProfile Photo

Pete Townsend


Web3 & fintech investor, MD @Techstars Web3, founder of Norio Ventures, mentor, non-executive director, podcaster and bad guitar player.

Eoin FitzgeraldProfile Photo

Eoin Fitzgerald


Fintech investor, podcaster, wannabe VC