Payments Episodes

297: Grit, Mud & $400K | Jesse Phillips | Trustware Co-Founder & CEO
June 20, 2025

297: Grit, Mud & $400K | Jesse Phillips | Trustware Co-Founder & CEO

This week, I caught up with Jesse Phillips, co-founder and CEO of Trustware , and one of the most quietly determined founders I’ve ever backed. I invested in Jesse and his co-founder Jonathan Frazier through the Techstars Web...

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273: Mission Minded Founder | Niall Dennehy & AID:Tech | Fixing Humanitarian Relief and Digital Identity
Oct. 25, 2024

273: Mission Minded Founder | Niall Dennehy & AID:Tech | Fixing Human…

Niall Dennehy is an Irish entrepreneur and the co-founder and COO of AID:Tech, who are bringing traceability and transparency to the flow of funds for governments, NGOs and charities with their payments and digital identity infrastructure bridging web2 to web3.

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210: Money Talks | Web3 Gender Gap | Pitching the Right VCs | Revolut’s Neo-Profits | WhatsApp Goes Big in Brazil
March 10, 2023

210: Money Talks | Web3 Gender Gap | Pitching the Right VCs | Revolut…

Eoin Fitzgerald and Pete Townsend look at the outsized gender gap in web3, then riff on the realities of venture capital ‘dry powder’ and crypto VCs, before stepping through what’s wrong with Revolut’s neo-profitability, an unfortunate slip switch for railsr and WhatsApp B2B payments in Brazil as a…

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197: Connected for Life | Ollie Walsh, Pipit & Konect | Live from Web Summit
Nov. 4, 2022

197: Connected for Life | Ollie Walsh, Pipit & Konect | Live from Web…

Ollie Walsh is the co-founder and CEO of Pipit, who are bringing to market the new Konect network that is powering international cash transactions with DeFi and enabling migrants to support their families back home cheaper, safer, and now faster.

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196: Forever | Nigel Verdon and Railsr
Oct. 28, 2022

196: Forever | Nigel Verdon and Railsr

Nigel Verdon is the CEO and co-founder of Railsr (formerly Railsbank) and is a 3x fintech founder and ‘Finance 4 Good’ evangelist focused on building great ideas - first with Evolution (exited to BAE Systems), followed by Currency Cloud (exited to Visa), and now with Railsr.

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189: Money Talks #52: Metaverse Infrastructure | ETH Merge | Wayflyer Flying | Alloy’s Big Round | Bradley Tusk & DAOs
Sept. 9, 2022

189: Money Talks #52: Metaverse Infrastructure | ETH Merge | Wayflyer…

Eoin and Pete dive into the shortcomings of Metaverse graphics through the lens of Metaverse deep-thinker Matthew Ball and his new book on the Metaverse, what’s up with the Ethereum Merge, the big fundraisings of Irish unicorn Wayflyer and Techstars grad Alloy, the death of ING’s Yolt, Block’s Cash…

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174: Money Talks #48 | SoFi So Far | Circle and Stablecoins | Crypto Ads | Apple Pay and Stripe
Feb. 25, 2022

174: Money Talks #48 | SoFi So Far | Circle and Stablecoins | Crypto …

Eoin Fitzgerald and Pete Townsend riff on what started out as a student lending platform in SoFi now becoming a full-service digital finance player, Circle’s new SPAC deal in the context of stablecoins, advertising and naming rights in crypto and a long-term view on what Apple could be up to with S…

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173: Mainstream | Adam Bialy, Fiat Republic and Bridging Banks and Crypto
Feb. 18, 2022

173: Mainstream | Adam Bialy, Fiat Republic and Bridging Banks and Cr…

Adam Bialy is the founder and CEO of Fiat Republic, the compliance-first, API-driven and highly secure and scalable bridge between banks and crypto. In this episode, Adam and Pete Townsend talk through the Fiat Republic vision, the current state of play between banks and crypto platforms that make …

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160: Freedom v2 | Colm Lyon’s Journey through Payments and Fintech
Oct. 22, 2021

160: Freedom v2 | Colm Lyon’s Journey through Payments and Fintech

Referring to Colm Lyon as an Irish fintech ‘O.G.’ is just the tip of the iceberg, as at the core, he’s an entrepreneur who’s built indigenous Irish businesses into international players. Currently the CEO and Founder of Fire.com, we walk through Colm’s journey from the early days of banking IT to b…

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159: Money Talks #43: Launchpool Web3 Techstars AMA | Stripe Goes Crypto Again | Stories from Token 2049
Oct. 15, 2021

159: Money Talks #43: Launchpool Web3 Techstars AMA | Stripe Goes Cry…

Eoin Fitzgerald and Pete Townsend dive headfirst into insights from the first AMA session on the Launchpool Web3 Techstars Accelerator, then look at Stripe’s re-entry into crypto and what they’d miss if they stayed on the sidelines, Pete shares some stories from the Token 2049 conference last week …

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155: Vision | Sophie Guibaud and OpenPayd
Sept. 17, 2021

155: Vision | Sophie Guibaud and OpenPayd

Sophie Guibaud is the Chief Growth Officer at OpenPayd and she’s spent the last 10 years designing and executing the go-to-market of banking-as-a-service (BaaS) and embedded finance propositions in Europe, building teams and operations from scratch, and integrating financial services into customers…

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153: Money Talks #41: Amazon-Affirm BNPL | USDC and Stablecoins | Visa, CryptoPunks and the World of NFTs
Sept. 3, 2021

153: Money Talks #41: Amazon-Affirm BNPL | USDC and Stablecoins | Vis…

Eoin Fitzgerald and Pete Townsend walk through Amazon’s new partnership with BNPL (buy-now-pay-later) player Affirm and what this means for the Amazon flywheel, and then answer the question ‘what’s a stablecoin?’ in the context of USD Coin and the Centre Consortium, before diving into the world of …

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152: Money Talks #40: Chime and American Neobanks | Facebook’s Wallet Relaunch | Amazon’s Crypto Journey | LendingClub Turnaround
Aug. 27, 2021

152: Money Talks #40: Chime and American Neobanks | Facebook’s Wallet…

Eoin Fitzgerald and Pete Townsend unpack the shiny new $24bn valuation for Chime in the context of the American neobank landscape, Ron Shevlin’s concept of neobank-driven deposit displacement through the lens of Bank of America, Facebook’s relaunch of their crypto project, the potential impact of A…

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142: Money Talks #35: Stripe Gets to Know You | Netflix and Flywheels | Bitcoin Highjinks in Miami
June 18, 2021

142: Money Talks #35: Stripe Gets to Know You | Netflix and Flywheels…

In this Money Talks segment, Eoin Fitzgerald and Pete Townsend start with their insights on what Stripe’s latest product could mean for their long-term plan, then they think through flywheels with Netflix finally getting into merch, before heading south to Miami for the outtakes from Bitcoin 2021.

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141: Teamwork | Mark Boylan and Trustap
June 11, 2021

141: Teamwork | Mark Boylan and Trustap

Mark Boylan, CFO at Trustap, joins the show this week to share his story about his leap out of Big 4 and into startup life, finding the right distribution channels to get Trustap into the end users’ hands, the benefit of strong relationships with your early investors, what’s next for Trustap…and be…

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135: Tipping Point | Oli Cavanagh, Charles Dowd and Strike
April 30, 2021

135: Tipping Point | Oli Cavanagh, Charles Dowd and Strike

Oli Cavanagh and Charles Dowd, the co-founders of Strike, tell the story of the confluence of experiences and ideas that brought them together to launch Strike, getting a product live and raising an angel round in less than 3 months, the benefit of having done it before when you need to build a tea…

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133: Bonus Episode | Ollie Walsh and the Pipit Global Crowdfunding Campaign
April 21, 2021

133: Bonus Episode | Ollie Walsh and the Pipit Global Crowdfunding Ca…

This is a special bonus episode welcoming back Ollie Walsh, co-founder and CEO of Pipit Global, a for-profit social impact fintech based in Galway here in Ireland. Ollie was on the show back in July 2019 in episode 52, and as Pipit's crowdfunding campaign on the Spark Crowdfunding platform here in …

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129: Money Talks #31 | Stripe’s Double Irish | Revolut Does America | Season of the SPAC | DeFi vs. Mainstream Crypto
March 26, 2021

129: Money Talks #31 | Stripe’s Double Irish | Revolut Does America |…

SOUND QUALITY WARNING:  You know how Marc Andreessen said 'software is eating the world'? Well, software ate this episode, please excuse the underwater sound and we'll be back to normal next week! In this Money Talks segment, Pete and Eoin trade ideas on the impact of Ireland’s investment in Stripe…

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097: Money Talks #20: Microsoft Goes TikTok and Monzo on the Clock
Aug. 7, 2020

097: Money Talks #20: Microsoft Goes TikTok and Monzo on the Clock

This week, Pete and Eoin dive into the curious deal brewing between Microsoft and TikTok, a crystal ball view into what's going on with the challenger bank Monzo, all topped off with the recent news on Square and piped-in crowd noise for Pete's beloved Boston Red Sox.

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096: The Trilogy:  Elaine Deehan, Starling Bank and EWPN
July 31, 2020

096: The Trilogy: Elaine Deehan, Starling Bank and EWPN

Elaine Deehan is back on the show with Pete Townsend to talk about "the trilogy" of her earlier career as the perfect foundation for her well-timed leap into Starling Bank, analogies to chocolate, startups, the London Underground and big bank tech and the benefit of talking to customers at 2am.

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090: Money Talks #16:  WhatsApp | Backstage | Revolut | Olivia
June 19, 2020

090: Money Talks #16: WhatsApp | Backstage | Revolut | Olivia

On this week's episode, Pete and Eoin dive into payments on WhatsApp, the paradox between investing in underrepresented founders and the current demographics of venture capital, and getting digitally closer to your spending through Revolut and Olivia.

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065: Money Talks #5:  Anne Boden, Chris Skinner and the Myths of Fintech
Nov. 22, 2019

065: Money Talks #5: Anne Boden, Chris Skinner and the Myths of Fint…

We once again get inside the minds of entrepreneurs by diving deep into a recent piece of content that struck a chord, and Chris Skinner's recent blog post on Starling's Anne Boden and her recent talk on the myths of fintech.

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023: Money Made Me Do It | Elaine Deehan and Pocketwire
Oct. 24, 2018

023: Money Made Me Do It | Elaine Deehan and Pocketwire

Elaine Deehan from Pocketwire joins us on the show this week to talk about her soon-to-be launched money management product, her journey from banker to entrepreneur...and being fluent in Spanish!

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