181: Friends | Securo Finance and DeFi with Victor Lee and Alvin Foo

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Hey there, I'm Pete Townsend and
this is money, never sleeps.

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We look inside the minds of
entrepreneurs and at crossover

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of startups and are prized
Finance technology and Life.

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As We Know It, This episode of
money never sleeps is sponsored

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by Phillip Lee one of Ireland's
fastest growing corporate law

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firms and expert advisors at the
heart of the Dublin and London

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startup fintech and crypto
communities.

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On the show this week.
We've got, hey, I'm Victor.

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I'm the co-founder for tsukuru
finance.

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And, hey, I'm Melvin fool.
I'm the co-founder for Sakura

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Finance, Sakura Finance
formerly, known as Del Ventures,

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or building a compliant, secure
and easy to use defy or

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decentralised Finance investment
platform.

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Secure, a financier, the fourth
of ten founding teams forming,

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the launch pool web, three
textures, accelerator class of

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2020 to that, we've got on the
show over the next few months.

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In this episode Owen Fitzgerald.
And I talked to Victor and Alvin

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about how they got together with
their CTO soon.

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Lie to bring the Sakura Finance
idea to life.

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What's Kuro Finance is and how
it works.

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What really matters when you're
bridging web to investors into

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the web three world and house,
Kuro Finance are going to make a

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big splash into the market in
and around Palm Beach in Miami

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at the upcoming permissionless
conference.

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All right here on money never
sleeps.

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We'll listen.
Why don't we just jump right in

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and get started with Victor?
And let's begin with you.

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And why don't you share with us
your back story and how you got

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to this point?
Yeah.

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Yep.
Right.

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Yeah.
So the back story is that I was

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actually product manager and has
been in the intrapreneurship

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building technology products
more than a decade, right?

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I started building applications
on a mobile app and of course,

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you know, being enthusiastic,
And making and beauty stuff

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having the engineering trick in
my heart, you know, brings me to

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a battery in crypto in 2016 when
it Kieran was still in this

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nation face rate.
So that being said you know, I

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actually explore the into
cryptography exploit to Ichi

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remaining proof-of-work.
You know really getting deep,

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dive into the technology side of
the of the of the industry which

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is of the battery, as we know a
battery is not something that

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Created like five years ago, it
was a movement that was

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recently.
Hi pop.

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But prior to their right,
everyone was just calling them

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as Bitcoin or E2 reminding ring
or you know, the something along

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the way, cryptocurrency
cryptography or distributed

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Ledger technology so that
brought meet up to the factory

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space in 2016 Venture, Deep dive
into the industry.

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So when it comes to 2018 then I
realized that.

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Hey this industry is actually
the next growing evil.

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Lucien of how the technology
would disrupt the world and

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well, full force into the
industry, 2018, coming from the

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technology background or from a
several waves of Technology,

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starting from internet.com, all
the way to social media, to

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sharing economy, and to, you
know, Mobility mobile image.

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Here just shows me that, you
know, every industry has turning

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point and web three as of today
is actually the turning point

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where we will see that this
industry.

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Kuchar the future and I'll see
you Tuesday.

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So, yeah, that's how I started
into web tree and of course

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started to test the backstory of
it.

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Great.
And Alvin, how about you, what

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was your entry point into all
this and looking at your

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LinkedIn profile and actually
looking at both of your LinkedIn

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profiles and seeing how your
careers have progressed?

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I've got a pretty good handle on
it but Alvin why don't you share

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it in your own words?
Yeah, right, how much time have

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I got?
You started in 95 like I did

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that's what I saw in your
LinkedIn profile.

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So you know just give us the
rundown and I could ask and if

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that will do the trick.
Yeah right.

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Right by profession, I'm
actually a lawyer.

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So I've actually serve as a as
a, as a legal counsel in London

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many, many years ago, and
obviously, after that, you know,

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I don't want to like, you know,
do this like 24 hours, right?

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There's talking about my
history.

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I've always been enterprising
ever since I was a kid.

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Also, because of my parents, my
dad who's also You know, this is

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man himself.
So several years in Leisure,

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I've always been in a tech
business according to, you know,

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97 when I actually started my
first internet company, but

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obviously before that, you know,
they're I've gone through a lot

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of trial and tribulation where
I've, you know, fail several

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times and you know, just in time
97 where internet started and I

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actually created my first things
that company and then I, you

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know, grew that into a fairly
sizable company before.

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I did it in 2006 in 2006 was a
year that I actually hop on to

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China.
And my my journey in China's

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actually accidental because a
trick that was not supposed to

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be in.
I'm not meant to stay here for

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so long.
I always say, I always call

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myself as an Accidental Tourist
that eventually got into the ad

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Tech business.
So I actually work in several at

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tech companies, ranging from
Nokia, to Val T to Google and in

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my last two rolled before I
joined Victor, you know, to tap

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on to web 3 and also crypto was
I was the managing director of

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it over a Is advertising agency
and running the China dismissed.

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So, Victor was was working
together with me back then,

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2016, where we spent a great
deal of time talking about

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crypto and he was like, you
know, so into it and he said we

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got to get into it and I'm going
to buy my first, you know,

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mining machine, which you did.
Yeah.

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So that machine became also his,
you know, heating engine at home

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as well because it was so much
heat.

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It was it was talking about it.
So Victor was actually very, you

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know, into crypto even The time
or, and obviously, I continue to

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run my advertising agency and
he, you know, decided in 2018,

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right, that he wanted to, you
know, say I'm going to like jump

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ship.
I'm going to move back to

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Singapore and do crypto.
So as for me, I could teach you

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to run my agency and for a long
time for about seven years until

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2020, where where he said, you
know, the company that we won't.

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You know, we were invested in
where he was running.

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He said, you know, obviously I
think this is a year where D Phi

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is going to explode.
He was showing me naughty fight,

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Paul's and all that seven is it
and I didn't have a clue what in

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the world was defiled, you know?
So the learning curve for me,

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was a very, very Steep.
And I mean, Victor at the time

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was like, almost all to me was
like the guru within that I

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know.
Wow, no, he knows a lot and he

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said, you know, we got to dive
into this and that's what was

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how having read and also really
immersive that I've actually

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joined onto, you know, Victor's,
you know, so-called Victor's

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been Reagan at a time it was
called out on just and And

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obviously at a time, you know,
with a little knowledge I

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learned.
And obviously I've learned a lot

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from him.
And also I've learned a lot from

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industry that we that we hop
onto the bandwagon.

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I thought this is this is really
game-changing for me and I can,

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this is going to be the next
industry that will continue to

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change because I came from
advertising.

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I came from internet, I came
from the mobile era.

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I saw Ecommerce.
I saw everything and to me,

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right.
When I look at this entire, you

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know, blockchain crypto rep
tree.

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I see another Sarah similarly to
mobile influence similar to

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internet how it took off point.
And I knew this has to be like,

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and there was how, you know,
Darwin's was was actually

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created.
And they're no longer will look

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back and I think that's how I
started got, you got, you know,

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I mean just looking at the two
of you together, right?

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And seeing Victor going back to
your earliest days where you

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were a mortgage executive at
city, right?

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I think it is and I could
imagine you as a mortgage

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executive believe it or not and
And Alvin with your legal, your

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lawyer background, both of you
then got into digital mobile

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marketing Innovation.
Obviously, you guys came

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together and Omnicom.
And that's where you guys were

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spending a lot of time together.
All it really was was Victor

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just going down the rabbit hole.
Is that is that it Yeah, he's

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being, you know, having the
cutest minoring to really

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explore.
What is out there and, you know,

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trying to figure out what is the
stuff that we can actually

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create in re.
And, of course, you know,

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anybody can make money selling
bubble tea seeing, you know,

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boogers and flipping burgers
and, you know suffering, but it

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takes a special breed of
skillset mindset, is, you know,

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execution, level to really
Castle something like from

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especially the in the tech
space.

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So I think that in the
combination of the team myself,

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and of course, they have been re
you managed to, you know, be

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true.
Awesome.

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And also having soon lie as your
CTO, big shout-out to soon.

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Lie.
You know?

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And having his background in all
of this is pretty helpful as

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well.
Yeah.

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Yeah, you know, having or CTU
co-founder Techo who follow in

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the whole team or he should I
join us one startup before which

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has, you know, kind of we work
together.

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I mean, know how we work, each
with each other and having that

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kind of skill set that
complementary to each other.

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Just bring us to the next level
room.

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So, if you see from the coal,
Founding team composition of.

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You're actually having a very
strong composition having being

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like that strategy strike.
And then the person will

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understand how the market and
the business works, right?

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It's actually is going to be the
guidance and the mental always

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from their space for a while.
You know, I'm going to be the

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Hustler and executor bringing
everything together.

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The strategies bringing everyone
together.

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So that is my rule.
And then, of course, online is

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the executor.
He's actually like hate giving

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the give him.
The time.

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Requirement understand attack,
if you get it done.

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So from the first day, from
solidity development from

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blockchain programming.
So that is what the tech was

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killed 70, or was I really
company together to bring you to

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a very perfect team for his to
execute on the on Circle of

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violence?
Yeah, yeah, I'm with you on

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that, and it's great to have at
the earliest days.

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Those three key roles really,
well, defined in all as

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co-founders in the business,
which is awesome.

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Why don't we shift into telling
us about Sakura Finance?

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What it is, where it started.
As Del Ventures, Is and why it's

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Unique to me.
I can start by talking how we

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start it, right?
Because it was, it was meant to

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be Delvin.
Just tell they.

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Just initially when we started
was really into Consulting, you

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know, getting onto blockchain
and try to incubate opportunity.

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But obviously, you know, Victor
that time because we've also

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invested into a startup that,
you know, we found soon like was

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also at that point of time.
Also, the chief technology

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person and what happened was we
when we dive into win, 35 that

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time.
We saw an opportunity because we

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saw there was a huge growth
that's going to come up on D,

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fine.
And there's an opportunity by

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was really, really difficult.
It was hot, it was not simple

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and nobody knows it.
Exactly.

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You know, in terms of what kind
of risk they are dealing with.

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So what happened was we decided
you know 8 why don't we create a

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strategy to simplify right to
onboard crypto investors and

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retailers?
So at least you know they know

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what they're getting into.
They know what kind of risk they

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are dealing with.
So so So we kind of like, you

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know, break them down and
categorize them into different,

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kind of risk starting from low
to high and DJing as well.

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So that was the premise of
actually starting the Avengers

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but but overall appeal of time
we there was a lot of learning.

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We launched our tokens and at
the same time we launched our

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product we saw TBL going up and
we also saw the problems and

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many of the problems that we
face.

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And obviously then we stumble
onto the bottleneck and then we

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realized right?
You know that In order for us to

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Skilled bigger, we need to get
on to becoming more compliant,

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more secure, a responsible
provider, what have you?

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So that was how we saw the need
right to Pivot so that we can

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scale bigger.
And at the same time, right?

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Getting into space, right?
That we the small loyalty and

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grow them.
The business much quicker

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compared to just what we used to
be, where the focus was very

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much non-compliant and very
diligent.

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And again, very degenerate
means.

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You know, that's right with the
loyalty.

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I think the overlay over the
last at least a year, we have

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learned in terms of out, you
know, getting right on

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technology.
I know there's a lot more to

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learn but at least we have got
certain certain, you know, key

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metrics, you know, already the
product ready?

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We got the team in place.
I think what we have now is

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really how to scale and how to
get the license, how to help

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people to become a more
responsible, a service provider

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to address write a more advanced
segment where we term them as

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you know, the small to
medium-sized fund managers and

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also you know, family officers.
So Was why we saw the

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opportunity and that's how that
came Sakura Finance great, great

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and Victor do you want to talk
us through the core value

248
00:13:05,600 --> 00:13:07,400
proposition?
And how it all works?

249
00:13:08,400 --> 00:13:09,800
Yeah.
Should look like you know what

250
00:13:09,900 --> 00:13:13,000
Ali was mentioning about like
our conviction or the device

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pastry is really because of a
few fundamental issues and few

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00:13:17,000 --> 00:13:20,500
fundamental metrics, you know,
we are always using back to the

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fundamental try to make
decision.

254
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That is how we actually knows
that we are on the right path,

255
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right?
The first one is actually in the

256
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number of users on the crypto.
Spike on the active number of

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crypto wallet is growing at the
at the tremendous gearing and of

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course, that is actually adding
onto the device piece as well,

259
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but if I started one year ago,
it was actually quite an offer

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slow.
And then after that you can see

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right now I defy space as she's
been 10 fold in terms of like

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you're the product development
and the number of accuses

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adopting to it.
So we know that Thief is

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actually on the right path to
continue to grow down.

265
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Five ten years down the road
because this just how web tree

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are supposed to distract the
traditional Finance ring.

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That is number one.
Number two.

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What is our conviction in terms
of like, why we know that we are

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doing the right things to serve,
the right customers is racing.

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Blistering users are actually
people who like girls who wanted

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to invest their money so that
they can actually get a better

272
00:14:11,700 --> 00:14:14,000
Return of the money.
If you look at the traditional

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market right now, if you look at
the number of the centralized

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government and A banks right
now, giving out the return,

275
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which is, you know, almost
non-existent for their money,

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00:14:22,000 --> 00:14:23,900
what the inflation rate are
going very high.

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We just demonstrated that people
and investors.

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Common retail investors like
yourself will need a better

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00:14:30,300 --> 00:14:33,500
outcome and better exposure to
different kind of alternative

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00:14:33,700 --> 00:14:36,600
asset investment, which is the
Divide component of it.

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00:14:37,100 --> 00:14:41,300
But the problem was the problem
was the lack of compliance

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Regulatory and security into
these defy Investments stopping

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00:14:46,700 --> 00:14:50,600
a lot of investors to, you know,
Place their trust into this new

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00:14:50,600 --> 00:14:53,000
technology.
But we also understand before

285
00:14:53,000 --> 00:14:56,900
every new technology that emerge
over the last year's run all

286
00:14:56,900 --> 00:14:58,800
these Flow of Technology, they
happen.

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00:14:59,200 --> 00:15:02,000
They will require a lot of
different maturity to it.

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00:15:02,400 --> 00:15:05,600
I mean know that having this
unique value proposition is

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00:15:05,600 --> 00:15:08,200
going to differentiate School
Finance to the rest of the

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00:15:08,200 --> 00:15:11,300
competitors.
Our value proposition are very

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00:15:11,300 --> 00:15:14,500
simple.
We are to be a compliant secure

292
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and easy to use D5 platform for
regular investors.

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That is what we want because
having, if it were to offer a

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00:15:24,400 --> 00:15:27,700
solution that is offering very
high interest Yes, but

295
00:15:27,700 --> 00:15:31,700
unsustainable and unregulated.
You know a lot history has

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00:15:31,700 --> 00:15:34,400
demonstrated a lot of all these
protocols allow this business

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00:15:34,400 --> 00:15:37,300
will run our business and you
know no investors were able to

298
00:15:37,308 --> 00:15:40,200
look for them.
So having a regulated and a

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00:15:40,200 --> 00:15:44,500
license rate from fund manager,
to able to help more of these

300
00:15:44,500 --> 00:15:47,600
investors to invest responsibly
into various digital

301
00:15:47,600 --> 00:15:51,000
accessibility firing.
It's going to bring in the new

302
00:15:51,000 --> 00:15:54,500
breed of customers to the defy
growth, or to the back to

303
00:15:54,500 --> 00:15:57,000
growth.
And this is what is severe.

304
00:15:57,200 --> 00:16:01,100
Needed in the industry for us to
continue the skillet but to do

305
00:16:01,100 --> 00:16:02,700
it.
We need to go to the right

306
00:16:02,700 --> 00:16:06,500
process re you the usual stuff,
having a license.

307
00:16:06,700 --> 00:16:09,300
Having a security piece of pie
for the customers.

308
00:16:09,400 --> 00:16:12,600
Having exceptional customer
experience having a good

309
00:16:12,600 --> 00:16:16,600
customer support having you know
the right girl relationship go

310
00:16:16,600 --> 00:16:20,000
from our businesses and customer
service rate to ensure that the

311
00:16:20,000 --> 00:16:22,600
customers feel safe.
We've got money is dead so they

312
00:16:22,600 --> 00:16:24,300
don't know worry about the money
is gone.

313
00:16:24,400 --> 00:16:27,400
So the basic stuff like is what
required to actually bring me

314
00:16:27,400 --> 00:16:29,800
the confidence so that the
industry will continue to grow

315
00:16:29,900 --> 00:16:32,700
and that is what Security
Finance is trying to go after

316
00:16:36,400 --> 00:16:38,800
Hey everyone, this is p.
Let me tell you about the folks

317
00:16:38,800 --> 00:16:41,100
at Phillip.
Lee few years ago is that my

318
00:16:41,100 --> 00:16:44,200
first Venture Capital industry
dinner in Dublin and honestly I

319
00:16:44,200 --> 00:16:47,000
felt a bit lost I bumped into
and Rita's Ali.

320
00:16:47,000 --> 00:16:48,500
One of the partners at Phillip
Lee.

321
00:16:49,000 --> 00:16:52,000
He bought me a pint introduced
me to the team and they took me

322
00:16:52,000 --> 00:16:54,800
under their wing that take you
under their wing approach has

323
00:16:54,800 --> 00:16:56,900
been what I've heard
consistently from fintech.

324
00:16:56,900 --> 00:16:59,900
And crypto startups who I know
have worked with Phillip Lee and

325
00:16:59,900 --> 00:17:02,900
Dublin in London to help them
wrap the right legal framework

326
00:17:02,900 --> 00:17:05,200
around their business.
Fundraising and Regulatory

327
00:17:05,200 --> 00:17:07,400
needs.
I can't recommend them enough,

328
00:17:07,800 --> 00:17:10,700
get in touch with a team at
Philip lead that IE or on money.

329
00:17:10,700 --> 00:17:12,200
Never sleeps.
That IE /.

330
00:17:12,200 --> 00:17:21,500
Phillip Lee to learn more.
It sounds like then really your

331
00:17:21,599 --> 00:17:25,099
your Bridging, the Gap between I
suppose web to web three because

332
00:17:25,099 --> 00:17:30,000
you're giving your you know the
regular investor access to

333
00:17:30,300 --> 00:17:34,800
obviously digital assets bought
bringing the kind of traditional

334
00:17:34,800 --> 00:17:38,100
way of you know, the security to
compliance or traditional way of

335
00:17:38,100 --> 00:17:41,500
investing to the table.
And that seems to be that that's

336
00:17:41,500 --> 00:17:44,300
that's going to be the key bit,
but it's obviously, very smart

337
00:17:44,300 --> 00:17:46,200
way to go down, and that's kind
of what set you apart,

338
00:17:46,200 --> 00:17:51,000
obviously, from the competitors.
Yes, you're absolutely right

339
00:17:51,300 --> 00:17:53,900
because a lot of our competitors
in that pre space.

340
00:17:54,300 --> 00:17:56,300
They are Builders and Innovative
straight.

341
00:17:56,300 --> 00:17:59,600
They have a lot of disregard
about how the real world works,

342
00:17:59,600 --> 00:18:00,800
right?
In terms of like, you know

343
00:18:00,800 --> 00:18:04,300
getting investors on board or
getting the adoption from like

344
00:18:04,300 --> 00:18:05,900
the mission of the businesses on
board.

345
00:18:06,300 --> 00:18:09,300
So that is what is actually
lacking in the web through space

346
00:18:09,300 --> 00:18:12,300
and we are using Libya of
traditional method of doing it

347
00:18:12,300 --> 00:18:15,200
which is having the web to
approach to software, please

348
00:18:15,200 --> 00:18:17,500
stay straight.
So that is what we are trying to

349
00:18:17,500 --> 00:18:18,100
do.
Yeah.

350
00:18:18,600 --> 00:18:20,600
In terms of the longer-term
vision guys.

351
00:18:20,800 --> 00:18:23,500
What is this look like, right?
How big can it get?

352
00:18:23,700 --> 00:18:27,000
And I'm thinking about a point
in time in the future where

353
00:18:27,000 --> 00:18:31,400
there's a critical mass of what
used to be traditional Finance

354
00:18:31,400 --> 00:18:35,500
or Trad, fi investors that are
investing through defy or

355
00:18:35,500 --> 00:18:38,500
decentralized finance and via
Smart contracts.

356
00:18:39,000 --> 00:18:41,300
How big can the can this get?
Is we end and what do you think

357
00:18:41,300 --> 00:18:44,800
it's going to look like?
I mean from my standpoint I

358
00:18:44,800 --> 00:18:48,500
think if you look at the Trap
Vibe is this now if you Were two

359
00:18:48,500 --> 00:18:51,600
looks, you know, strictly in
terms of the, a size right now.

360
00:18:51,700 --> 00:18:54,300
I mean, traditional, let's just
look at, you know what?

361
00:18:54,300 --> 00:18:56,500
We all understand that.
If you look at Equity Market at

362
00:18:56,500 --> 00:19:00,200
this point of time, Equity
Market is about 100 200 trillion

363
00:19:00,200 --> 00:19:03,200
dollars, right?
If you compare that to crypto,

364
00:19:03,500 --> 00:19:06,900
it's like to trailer right or
less now after today, right?

365
00:19:07,000 --> 00:19:11,000
Probably 1.5 or less.
So, so did the crypto Market as

366
00:19:11,000 --> 00:19:15,100
a whole is no more than 1.5
trillion dollars in any of you

367
00:19:15,100 --> 00:19:16,500
even start to break them down,
right?

368
00:19:16,500 --> 00:19:18,900
Into say, defy the Not even
small.

369
00:19:18,900 --> 00:19:22,400
I mean, I remember remember, I
think Victor was saying enough

370
00:19:22,500 --> 00:19:25,600
that this year by 2021 is going
to be twenty billion dollars.

371
00:19:26,000 --> 00:19:28,800
I think we have reached their
last year about 20 billion

372
00:19:28,800 --> 00:19:31,200
dollars.
So assuming that even if you are

373
00:19:31,200 --> 00:19:35,300
at 200 billion dollars and the
size of crypto being, you know,

374
00:19:35,300 --> 00:19:39,300
under 1.5 trillion dollars, but
still, you know, and I haven't

375
00:19:39,300 --> 00:19:42,100
even mentioned derivatives yet,
which is even bigger than the

376
00:19:42,100 --> 00:19:45,900
equity market.
Now, the the size is actually

377
00:19:46,300 --> 00:19:50,200
huge by any standard.
But how do we get there, right?

378
00:19:50,200 --> 00:19:52,400
I think that's a challenge,
right?

379
00:19:52,400 --> 00:19:55,400
We, I think what Victor was also
pointing out right now.

380
00:19:55,400 --> 00:19:58,300
We also need to make sure that
what we talked about web create

381
00:19:58,300 --> 00:20:01,200
a lot about rectory.
The realities of all is still

382
00:20:01,200 --> 00:20:04,700
very much about to write and
people are just used to, you

383
00:20:04,700 --> 00:20:08,400
know, rep to because like it or
not the decentralized worldwide,

384
00:20:08,400 --> 00:20:10,800
very sexy.
But in many ways, you know, it's

385
00:20:10,800 --> 00:20:13,000
very slow and it doesn't work
very well.

386
00:20:13,000 --> 00:20:15,900
In a lot of products, we get
complaints all the time drag you

387
00:20:15,908 --> 00:20:18,100
know, how how I wish it was as
easy.

388
00:20:18,300 --> 00:20:22,100
Easy as as Robin Hood, right?
So I think the challenge for us

389
00:20:22,100 --> 00:20:25,400
is that we what we understand,
the need of actually going that

390
00:20:25,400 --> 00:20:27,300
direction.
We also need to understand that

391
00:20:27,300 --> 00:20:30,100
a lot of people on the web tool
so that's why the team, you

392
00:20:30,108 --> 00:20:33,100
know, Victor and me and soon my
we want to come up with

393
00:20:33,100 --> 00:20:35,700
something that's actually, very
I think Simplicity is actually

394
00:20:35,700 --> 00:20:38,200
what we are trying to come back
there at least, right?

395
00:20:38,200 --> 00:20:41,000
Someone who's using it, while it
may be on the back end,

396
00:20:41,000 --> 00:20:44,700
decentralized on D5, and all
that stuff, but to the users,

397
00:20:44,700 --> 00:20:47,200
right?
Its Simplicity is is probably

398
00:20:47,200 --> 00:20:49,100
accessing it.
With a simple UI.

399
00:20:49,100 --> 00:20:52,800
And then, you know, trade or
invest and then you make money

400
00:20:52,800 --> 00:20:55,100
like, like sleep when you make
money, right?

401
00:20:55,200 --> 00:20:58,600
So we want to see, and, and
that's that will be our single

402
00:20:58,600 --> 00:21:01,100
biggest challenge, right?
So, it's going to be a marriage

403
00:21:01,100 --> 00:21:04,200
between rectory and web to, but
from the user perspective,

404
00:21:04,200 --> 00:21:05,700
right?
It doesn't matter where this

405
00:21:05,700 --> 00:21:08,300
work you represent.
That's really a technical way of

406
00:21:08,308 --> 00:21:11,200
saying it, because in general,
most of the users, don't really

407
00:21:11,200 --> 00:21:13,900
care to them is really the ease
of use.

408
00:21:14,100 --> 00:21:16,800
And if you ask me from my
standpoint, I think if you can

409
00:21:16,800 --> 00:21:20,200
get to the ease of use People
can use it, like, how you would

410
00:21:20,200 --> 00:21:22,800
use Robin Hood?
I think we would have fixed a

411
00:21:22,800 --> 00:21:25,400
huge problem in defy already.
That will be our biggest

412
00:21:25,400 --> 00:21:26,800
challenge.
I mean, I don't have it, like, I

413
00:21:26,808 --> 00:21:29,500
don't think we have an answer to
all that, but that will be a

414
00:21:29,500 --> 00:21:31,700
major Challenge and the market
is huge.

415
00:21:31,700 --> 00:21:34,200
I mean, I don't want to quantify
exactly how much, but if you

416
00:21:34,200 --> 00:21:38,700
look in terms of this Market
size versus very hard, I think

417
00:21:38,700 --> 00:21:42,400
it just humongous and tapping on
to that and Asia where there's a

418
00:21:42,400 --> 00:21:44,700
huge Market of a.
I'm going to talk about

419
00:21:44,700 --> 00:21:47,700
Singapore, not even look in
Southeast Asia, half a billion.

420
00:21:47,900 --> 00:21:51,200
Ha half a billion people, right?
And a sizable Market that I

421
00:21:51,208 --> 00:21:54,300
think if you can tap on the
rightly I think we are really

422
00:21:54,300 --> 00:21:56,000
talking really, really big
money.

423
00:21:56,700 --> 00:21:58,000
Absolutely.
Absolutely.

424
00:21:58,000 --> 00:22:01,000
And you know you mentioned Robin
Hood there Alvin and how easy it

425
00:22:01,000 --> 00:22:04,100
is to use.
I mean looking at your dap which

426
00:22:04,100 --> 00:22:06,900
is still Del Ventures and
obviously you're in the process

427
00:22:06,900 --> 00:22:11,400
of rebranding to secure.
Oh and you access your dap

428
00:22:11,700 --> 00:22:15,100
easily on your mobile phone you
can go right to connect your

429
00:22:15,100 --> 00:22:17,200
wallet connect, my metal mask
wallet.

430
00:22:17,600 --> 00:22:20,600
And then Go into these
strategies, I can see Dow

431
00:22:20,600 --> 00:22:24,000
Citadel for a balanced crypto
portfolio, hands with yield

432
00:22:24,000 --> 00:22:27,600
farming rewards, a citadel to,
which takes out a even further

433
00:22:27,600 --> 00:22:30,400
with blue chip cryptos, Golden
Cross, which is a technical

434
00:22:30,400 --> 00:22:33,800
analysis, driven strategy down,
metaverse arrived, the growth of

435
00:22:33,800 --> 00:22:36,500
n of T, and gamify ecosystems,
right?

436
00:22:36,800 --> 00:22:38,700
All of that's right, there feels
pretty easy.

437
00:22:38,700 --> 00:22:42,700
And, but I think what you're
saying is that this can be

438
00:22:43,000 --> 00:22:45,300
really, really big.
If you get this into a lot of

439
00:22:45,308 --> 00:22:48,700
people's hands, right yesterday,
it was you Question on the

440
00:22:48,708 --> 00:22:51,700
product segments.
I mean, despite what you are

441
00:22:51,708 --> 00:22:54,700
describing on the easy side but
it's still hard for a lot of

442
00:22:54,708 --> 00:22:58,900
people because get 3 requires, a
lot of technical knowledge,

443
00:22:58,900 --> 00:23:02,000
about setting up the web free
voluntary and they have to pay

444
00:23:02,000 --> 00:23:04,600
for gas fees.
They had a thing about amount of

445
00:23:04,600 --> 00:23:07,300
the of the of the recent
volatility the EFT.

446
00:23:07,600 --> 00:23:11,000
And for a lot of investors is
just too complicated.

447
00:23:11,100 --> 00:23:13,600
This, that is our learning from
down features that we have been

448
00:23:13,600 --> 00:23:16,300
doing for the last year despite
the Simplicity that we have

449
00:23:16,300 --> 00:23:20,600
currently is not enough.
Need to even go to double down

450
00:23:21,100 --> 00:23:25,800
on our approach, to make it even
more simpler than the customers

451
00:23:25,800 --> 00:23:29,800
to just log in.
There wasn't money and done.

452
00:23:30,500 --> 00:23:33,500
It's three steps to invest in to
defy.

453
00:23:33,800 --> 00:23:36,500
Without worrying about a gas
phase, without worrying about,

454
00:23:36,500 --> 00:23:38,300
how to set up their web tree
wallet.

455
00:23:38,500 --> 00:23:42,600
It's just to say, hey I just
need to log in with my email or

456
00:23:42,600 --> 00:23:46,100
if my Google some account and
then I just need to go through

457
00:23:46,100 --> 00:23:48,000
this process one time just like
Robin.

458
00:23:48,200 --> 00:23:51,000
Good bam.
Then you do not need to worry

459
00:23:51,000 --> 00:23:54,100
about the gas is you do not need
to worry about how you much, you

460
00:23:54,100 --> 00:23:57,100
going to retain and everything.
Just make sure that the money is

461
00:23:57,100 --> 00:23:59,700
given to the customers based on
the strategy that I choose which

462
00:23:59,700 --> 00:24:02,200
is low-risk.
Medium Azure hair is done and we

463
00:24:02,200 --> 00:24:05,400
want to double down to make it
even more simpler based on what

464
00:24:05,400 --> 00:24:07,400
we have so far and we were to
make it better.

465
00:24:08,500 --> 00:24:11,300
Yeah because you know when I did
this before we started recording

466
00:24:11,300 --> 00:24:14,200
today and looking at this again,
I, you know, I already have the

467
00:24:14,200 --> 00:24:17,200
metal mask wallet, it set up
actively using that so it's easy

468
00:24:17,200 --> 00:24:21,300
for me, right?
And but when you and I saw

469
00:24:21,300 --> 00:24:25,300
recently that Madam asked now
are integrated with Apple pay

470
00:24:25,700 --> 00:24:29,600
Madam asked are integrated with
moon pay which allows you to

471
00:24:29,600 --> 00:24:34,500
load your web three wallet with
a credit or debit card and what

472
00:24:34,500 --> 00:24:38,100
it still is just that that you
can't go on.

473
00:24:38,300 --> 00:24:43,200
To a web three dap and just
start using it within seconds.

474
00:24:43,800 --> 00:24:47,100
If you don't already have a
wallet set up, right?

475
00:24:47,100 --> 00:24:50,800
So I think that is the big
bridge and at the end of the

476
00:24:50,800 --> 00:24:56,900
day, The way we will get the
first billion users of crypto

477
00:24:56,900 --> 00:25:01,300
and digital assets.
Defy into this space, is really

478
00:25:01,300 --> 00:25:05,900
through making that completely
seamless and making it such an

479
00:25:05,900 --> 00:25:09,600
easy Bridge into this space
where you don't have to go

480
00:25:09,600 --> 00:25:11,900
through all these middlemen.
You don't have to go through all

481
00:25:11,900 --> 00:25:15,000
of these different field layers,
that sit behind the scenes for

482
00:25:15,000 --> 00:25:18,600
all these clearinghouses.
These intermediaries for just to

483
00:25:18,600 --> 00:25:22,700
be able to invest and I think
for me that's the The compelling

484
00:25:22,700 --> 00:25:25,600
desire to help you guys read
this all forward, right?

485
00:25:25,600 --> 00:25:27,800
Because because even this
example Peach I don't have any

486
00:25:27,800 --> 00:25:30,400
of those things set up.
You don't know.

487
00:25:31,300 --> 00:25:34,900
Yeah, I can go into my
Revolution trade.

488
00:25:35,000 --> 00:25:38,100
Now Stocks if I want to be
straightforward, what are you

489
00:25:38,100 --> 00:25:38,600
do?
Anything?

490
00:25:38,600 --> 00:25:40,400
You just described there because
they don't have any of those

491
00:25:40,400 --> 00:25:43,100
things set up.
Yeah, I'll show you on, I'll

492
00:25:43,100 --> 00:25:47,100
show you how it's done.
All right so bring it all back

493
00:25:47,100 --> 00:25:52,900
to the Here and Now what is The
biggest objective for 2022.

494
00:25:53,200 --> 00:25:55,800
And hence, the biggest
challenge, I think we have to

495
00:25:55,800 --> 00:25:56,800
bust with that.
I will stop.

496
00:25:56,800 --> 00:25:59,700
If the products like this, that
are, we could actually cheap in

497
00:25:59,700 --> 00:26:02,200
from like, you know, the
business and the future of the

498
00:26:02,200 --> 00:26:05,300
the challenges from.
So on our site, you know, true.

499
00:26:05,400 --> 00:26:08,700
We have to be little bit more
focus and of course you know,

500
00:26:08,700 --> 00:26:10,200
double down on our effort,
right?

501
00:26:10,200 --> 00:26:13,800
To make sure that we actually
have the differentiator in terms

502
00:26:13,800 --> 00:26:17,300
of securing Finance test the
rebranding because the wages

503
00:26:17,300 --> 00:26:21,100
doesn't sounds very secure.
So it's a grow Finance rate will

504
00:26:21,108 --> 00:26:24,400
be able to like you know give us
a different kind of branding so

505
00:26:24,400 --> 00:26:26,500
that we can tap into people's
mind and heart disease.

506
00:26:26,500 --> 00:26:29,500
They havea here to not mess
around with money right?

507
00:26:29,500 --> 00:26:33,400
Can then turn so there's one.
Number two is actually to focus

508
00:26:33,400 --> 00:26:35,900
more on like you're getting the
right Talent or working on the

509
00:26:35,900 --> 00:26:38,700
right product to suit that we
can prioritize on what we are

510
00:26:38,700 --> 00:26:43,300
trying to focus on which is to
be a secured compliant and the

511
00:26:43,300 --> 00:26:47,800
easy-to-use D5 / protocol for
Subaru Finance to get more

512
00:26:48,100 --> 00:26:51,300
investors to come into divine.
To your suit that is actually

513
00:26:51,300 --> 00:26:54,500
our plan for restaurant 2022.
And of course, this would

514
00:26:54,500 --> 00:26:57,500
include, you know, if you if you
do one layer down in this will

515
00:26:57,500 --> 00:27:00,400
include regular on the mobile
application and of course, you

516
00:27:00,400 --> 00:27:02,100
include more different kind of
languages.

517
00:27:02,100 --> 00:27:05,100
Different kind of product that
is actually easier to explain a

518
00:27:05,100 --> 00:27:08,700
more processes in terms of like
a summation getting a customer

519
00:27:08,700 --> 00:27:12,000
support that is available online
on our app, on our website.

520
00:27:12,000 --> 00:27:13,800
So that customers could actually
find.

521
00:27:13,800 --> 00:27:16,600
We know, one click to, actually
able to get a support the

522
00:27:16,600 --> 00:27:19,000
required to understand, what the
hell are we trying to do?

523
00:27:19,300 --> 00:27:21,600
So all These things are on the
product side and a businesslike

524
00:27:21,600 --> 00:27:24,600
and what we challenges and what
we'll be doing that to do for

525
00:27:24,800 --> 00:27:28,900
the rest of the 2032 in terms of
like on the market saying the

526
00:27:28,900 --> 00:27:32,400
business and the challenges of
going to chip, it will challenge

527
00:27:32,400 --> 00:27:33,600
that I see moving forward.
Right?

528
00:27:33,600 --> 00:27:35,500
Number one, I think Talent is
one, right?

529
00:27:35,500 --> 00:27:38,700
I mean, we, we are a team of
three people, you know, our

530
00:27:38,700 --> 00:27:41,600
founding team and then team of
Engineers right now.

531
00:27:41,600 --> 00:27:44,500
If you want to move into this
Market quickly, we also need to

532
00:27:44,500 --> 00:27:47,900
make sure that we are.
We we hire the right people, not

533
00:27:47,900 --> 00:27:50,600
just Tech but also, you know,
the In sight right now, this is

534
00:27:50,600 --> 00:27:53,400
development where you need
people who understand each

535
00:27:53,400 --> 00:27:57,900
market and who to talk to in the
right partner to talk to people

536
00:27:57,900 --> 00:28:00,900
understand banking, people
understands, you know, fun

537
00:28:01,200 --> 00:28:03,800
because they are they are
speaking in that language.

538
00:28:04,000 --> 00:28:06,800
So because we may have higher
one or two people but I think we

539
00:28:06,800 --> 00:28:09,400
need to hire more people.
So that's the montanan, talons

540
00:28:09,400 --> 00:28:11,800
key to us.
In terms of actually getting

541
00:28:11,800 --> 00:28:14,300
into the right Market know, I
think number two is that we also

542
00:28:14,300 --> 00:28:16,700
need to address what we have a
bi bi license.

543
00:28:17,100 --> 00:28:19,300
We also need to understand that
in some of the markets, right?

544
00:28:19,300 --> 00:28:22,900
We also so need to understand
the local regulation landscape

545
00:28:23,200 --> 00:28:27,000
right while while at the same
time, not to be overly

546
00:28:27,000 --> 00:28:30,100
structured and not overly
bothered by regulation because

547
00:28:30,400 --> 00:28:32,800
too much regulation is not going
to do us any good.

548
00:28:32,800 --> 00:28:35,800
But but we also need to keep
that in mind and to make sure

549
00:28:35,808 --> 00:28:38,300
that we do not in, don't get
onto the wrong side of the

550
00:28:38,300 --> 00:28:40,100
equation.
So those are the challenge that

551
00:28:40,100 --> 00:28:41,600
we need to address.
So people's one.

552
00:28:41,600 --> 00:28:45,800
I think Victor and team will
cover that that part but I think

553
00:28:45,800 --> 00:28:47,800
in terms of actually getting my
and then also, we probably need

554
00:28:47,800 --> 00:28:50,800
some marketing people who didn't
Meets address each of the

555
00:28:50,800 --> 00:28:53,000
individual Market of your
covering at least within Asia or

556
00:28:53,008 --> 00:28:55,400
wherever you need to access and
talk to the right people.

557
00:28:55,900 --> 00:28:58,600
So those will be those will be,
you know what, we need to focus,

558
00:28:58,600 --> 00:29:00,400
right?
In the coming, in the coming 12

559
00:29:00,400 --> 00:29:04,500
years got you.
And I know that you've got a

560
00:29:04,508 --> 00:29:07,500
pretty Innovative go-to-market
strategy around the

561
00:29:07,508 --> 00:29:10,800
permissionless event coming up
in Palm Beach.

562
00:29:10,900 --> 00:29:12,700
Which is close to Miami.
Victor.

563
00:29:12,700 --> 00:29:15,300
Do you want to maybe share some
details on that and how it's

564
00:29:15,300 --> 00:29:16,600
going to work?
Yeah, of course.

565
00:29:16,700 --> 00:29:19,500
So that being said, right?
We have to stoop after this.

566
00:29:19,600 --> 00:29:21,300
Straight the number one party
started.

567
00:29:21,300 --> 00:29:24,900
We have to focus on our product
development and our focus on

568
00:29:24,900 --> 00:29:28,200
building a compliant secure the
easy-to-use defy platform.

569
00:29:28,600 --> 00:29:31,900
But on another site, we cannot
lose our Innovation right there

570
00:29:31,900 --> 00:29:33,600
is, we cannot be just focusing
on me.

571
00:29:33,600 --> 00:29:35,100
Not doing what the traffic was
doing.

572
00:29:35,200 --> 00:29:37,700
So the Innovation part is
actually very important to have

573
00:29:37,700 --> 00:29:40,400
three.
How to do that to keep on

574
00:29:40,400 --> 00:29:42,200
innovating, on our team and
building.

575
00:29:42,200 --> 00:29:46,700
New pests, go to market rate and
test approach to getting the

576
00:29:46,700 --> 00:29:49,000
feedback from the customers.
So we are building an

577
00:29:49,000 --> 00:29:51,000
innovative.
Did you call follow the wheels

578
00:29:51,500 --> 00:29:54,600
followill.com?
So what does it mean is very

579
00:29:54,600 --> 00:29:56,500
symbolic in the traditional
Finance?

580
00:29:56,500 --> 00:30:00,700
We know that to invest into a
new Prophet like a billionaire.

581
00:30:00,700 --> 00:30:03,600
For example, Warren Buffett or
like some of these experienced

582
00:30:03,600 --> 00:30:06,500
ripped investment Banks or this
very huge fund.

583
00:30:06,500 --> 00:30:09,200
Managers you want to treat like
them, you want to invest like

584
00:30:09,200 --> 00:30:12,300
them but in the traditional way
slightly hard unless somebody

585
00:30:12,300 --> 00:30:16,100
allows you to copy tray but on
the web free space following how

586
00:30:16,100 --> 00:30:19,500
the or how following all these
rich fund managers invest on the

587
00:30:19,600 --> 00:30:23,200
Bitcoin will give you some sort
of tips and how to do is to

588
00:30:23,200 --> 00:30:25,600
invest like them.
So we are creating a strategy

589
00:30:25,600 --> 00:30:27,600
whereby.
We are able to track the wallets

590
00:30:27,600 --> 00:30:31,500
of this crypto bills or diesel
which investors right investment

591
00:30:31,700 --> 00:30:34,600
in the Bitcoin market.
So able to track on the wallet

592
00:30:34,600 --> 00:30:37,000
and do back-testing.
Ordered on their approach, will

593
00:30:37,000 --> 00:30:40,700
be able to use data sites
approach to actually analyze,

594
00:30:40,700 --> 00:30:43,700
their written are using a sharp
ratio using a profitable

595
00:30:43,700 --> 00:30:46,100
strategy.
And using that strategy we are

596
00:30:46,100 --> 00:30:49,500
creating a very simple
strategies to invest it.

597
00:30:49,700 --> 00:30:52,800
Splish you just invest into a
Bitcoin if it's very issue.

598
00:30:52,800 --> 00:30:55,600
Investor stable coin just to
make sure that we are covering

599
00:30:55,600 --> 00:30:57,900
both sides for the for the
investment strategy that will

600
00:30:57,900 --> 00:30:59,500
include incorporate into our
product.

601
00:30:59,500 --> 00:31:02,200
The strategies that and we
should be able to launch it in

602
00:31:02,200 --> 00:31:04,700
the Miami in the next couple
weeks.

603
00:31:05,000 --> 00:31:08,100
So the go-to-market strategy is
that we're going to throw in

604
00:31:08,100 --> 00:31:12,000
some big party to get a lot of
views to come onto the board,

605
00:31:12,000 --> 00:31:15,100
coming to the party and come to
the event and they will be the

606
00:31:15,100 --> 00:31:16,600
launch.
The follow wheel at a specific

607
00:31:16,600 --> 00:31:19,200
event to to getting the
attention, right of this will

608
00:31:19,200 --> 00:31:22,100
say The hey, you guys are doing
something very Innovative.

609
00:31:22,100 --> 00:31:24,700
We want to monitor, what you
guys are doing, so that is the

610
00:31:24,700 --> 00:31:26,700
Innovative go-to-market
strategy.

611
00:31:26,700 --> 00:31:30,500
We are doing to get in detention
for this strategy, for Global

612
00:31:30,500 --> 00:31:32,700
that we want to launch.
That being said, one of the

613
00:31:32,700 --> 00:31:35,100
caveat is that.
Yeah, if you're able to hit to

614
00:31:35,100 --> 00:31:38,900
our objective, which is to like
get to 100 million dollar, a TV

615
00:31:38,900 --> 00:31:42,800
app, or total value lock me, and
Alvin and the rest of the

616
00:31:42,800 --> 00:31:46,100
founders, which is going to rent
a boat before the go to Iceland

617
00:31:46,100 --> 00:31:49,200
or Noble spots on Wheels and
just jump down from a ship to

618
00:31:49,200 --> 00:31:51,500
follow.
So that is the, you know, the

619
00:31:51,500 --> 00:31:58,600
gold market strategy.
We're going to hold you to this

620
00:31:58,600 --> 00:32:03,500
Victor and Albert you know we
had the whole class out in Barna

621
00:32:03,600 --> 00:32:07,200
in Galway for our Retreat.
We had a few of the folks

622
00:32:07,200 --> 00:32:12,000
jumping into Galway Bay off of
barn appear and that water is

623
00:32:12,000 --> 00:32:16,300
not that cold compared to what
you might find up in Iceland.

624
00:32:16,500 --> 00:32:19,300
So but, you know, as long as
you're only in for a couple of

625
00:32:19,308 --> 00:32:21,000
minutes, Minutes you'll be
absolutely fine.

626
00:32:21,000 --> 00:32:24,900
Just start hyperventilating.
We probably go during reading

627
00:32:24,900 --> 00:32:29,600
really hot in the summer.
Awesome together, so that we can

628
00:32:29,600 --> 00:32:31,100
jump out.
They follow Bill together.

629
00:32:31,700 --> 00:32:33,700
Oh yeah, no, I'm there.
I'm totally there.

630
00:32:33,700 --> 00:32:36,700
And you know, then we'll go into
those volcanic Springs and warm

631
00:32:36,700 --> 00:32:39,000
up a bit after that because
we're going to need it.

632
00:32:40,700 --> 00:32:43,500
But listen guys were at the
point of the show where Owen

633
00:32:43,500 --> 00:32:46,900
likes to ask his final.
Yes, famous question.

634
00:32:46,900 --> 00:32:49,100
You asked everybody on this
show, so, oh, and I'll hand it

635
00:32:49,100 --> 00:32:51,300
over to you.
But since it has been great

636
00:32:51,300 --> 00:32:53,900
having you on the show for and
hearing about your story, so

637
00:32:54,100 --> 00:32:57,000
individually had like if you
could tell us something that

638
00:32:57,000 --> 00:32:58,300
people wouldn't expect to know
about you.

639
00:32:58,600 --> 00:33:01,000
And I think we study ball, throw
myself in, of course Iovine.

640
00:33:01,500 --> 00:33:08,300
So I think personally myself
like God I'm always so bubbly in

641
00:33:08,300 --> 00:33:10,900
a fun guy and you know, I love
to cook as well, right?

642
00:33:10,900 --> 00:33:14,100
So Google in those well but
those about me because I really

643
00:33:14,100 --> 00:33:16,700
looks at me and sees that.
I'm very serious in my work and

644
00:33:16,700 --> 00:33:20,000
like, you know, just the person
who are fully focus on will But,

645
00:33:20,000 --> 00:33:23,000
you know, having a, I'm fun to
have around, right?

646
00:33:23,000 --> 00:33:25,500
And then they eventually do,
we'll do a nice cooking and loo

647
00:33:25,500 --> 00:33:28,300
love to to be around with the
boys for the forgot.

648
00:33:28,300 --> 00:33:31,400
What was your favorite thing to
cook ieo?

649
00:33:31,400 --> 00:33:33,100
During the lockdown, are
everywhere.

650
00:33:33,100 --> 00:33:36,900
Become a celebrity chattering.
So I couldn't, we be cool.

651
00:33:36,900 --> 00:33:40,800
Lot of pastors teak, Sierra and
different kind of dishes right

652
00:33:40,800 --> 00:33:43,700
now for the family.
So yeah, alright, alright

653
00:33:43,700 --> 00:33:46,500
diversifying, that's awesome.
That's things do just got to

654
00:33:46,500 --> 00:33:48,500
keep working on it, right?
And you all of them.

655
00:33:49,900 --> 00:33:52,800
Right.
Well, I I'm actually not very

656
00:33:52,800 --> 00:33:57,600
young, obviously, I look a lot
younger than my age right at my

657
00:33:57,600 --> 00:34:00,100
current age, which I won't,
which I won't talk about it,

658
00:34:00,100 --> 00:34:01,500
right?
But certainly not young.

659
00:34:01,500 --> 00:34:02,500
Probably pecan.
Guess?

660
00:34:02,500 --> 00:34:05,000
Because he's looky, Priya
probably have seen my LinkedIn.

661
00:34:05,500 --> 00:34:07,900
My age.
I'm still playing competitive.

662
00:34:08,199 --> 00:34:09,699
Badminton.
Right thing is this?

663
00:34:09,699 --> 00:34:12,900
Yeah, I can be playing.
You know, if you look at how I

664
00:34:13,300 --> 00:34:16,000
might build, right?
I'm Victor wanted very well.

665
00:34:16,400 --> 00:34:23,199
I have a rather big tummy.
So a sizable in a very sizable

666
00:34:23,199 --> 00:34:25,600
for my hiking, like tip is so
obvious that you can see it,

667
00:34:25,600 --> 00:34:27,300
right?
You know that nobody could have

668
00:34:27,300 --> 00:34:31,000
imagined that in a person of my
size, could run, jump and smash

669
00:34:31,000 --> 00:34:32,699
and play competitive, that
Minton.

670
00:34:32,900 --> 00:34:35,400
So I simply competitive and it
today, like, like competition,

671
00:34:35,600 --> 00:34:37,600
not professionally, you know,
but at least, you know, in a

672
00:34:37,600 --> 00:34:40,199
very Advanced lie.
So I see a deal like this age,

673
00:34:40,199 --> 00:34:43,500
and I still play in a
competition and where we might

674
00:34:43,500 --> 00:34:46,300
with my team and even me even
with my daughter and this age,

675
00:34:46,300 --> 00:34:47,100
right?
So she's very young.

676
00:34:47,100 --> 00:34:50,800
She's in in and in the middle.
So, so that's something that

677
00:34:50,800 --> 00:34:52,699
people don't think about.
Because when I look at me right

678
00:34:52,699 --> 00:34:54,800
there, how can this guy run
first?

679
00:34:55,900 --> 00:34:57,500
His body, man, there's no way he
can run.

680
00:34:57,500 --> 00:34:59,900
So I think that's something that
this committee could have.

681
00:34:59,900 --> 00:35:02,300
You could have thought that I
could play at this age.

682
00:35:02,700 --> 00:35:05,700
That's awesome.
My son just got a badminton set

683
00:35:05,700 --> 00:35:07,900
from his grandparents for his
birthday last week.

684
00:35:08,400 --> 00:35:11,700
So that net is now up in our
backyard.

685
00:35:12,000 --> 00:35:16,100
And there is a barbecue right
near there, but not too close

686
00:35:16,100 --> 00:35:18,700
that it's a hazard.
So I can probably cook.

687
00:35:19,200 --> 00:35:21,600
And play badminton at the same
time, so hopefully your bases

688
00:35:21,600 --> 00:35:24,100
covered guys, excellent?
Right,

689
00:35:37,700 --> 00:35:40,700
we got for immigrants.
Did a great job with a birthday

690
00:35:40,700 --> 00:35:42,800
present this year.
They always do a great job but,

691
00:35:42,800 --> 00:35:44,500
you know, it was particularly
timely.

692
00:35:44,600 --> 00:35:47,700
So listen, guys.
Thank you so much for coming out

693
00:35:47,700 --> 00:35:49,100
to the show.
It's been awesome.

694
00:35:49,200 --> 00:35:49,800
Mm.
Yep.

695
00:35:49,800 --> 00:35:52,700
Thinking might have even more
into squirrel Finance in the

696
00:35:52,700 --> 00:35:56,100
story of Victor and Alvin and
soon lie in the whole team.

697
00:35:56,100 --> 00:35:57,800
So thank you so much for joining
us.

698
00:35:58,100 --> 00:36:00,000
Thanks for having us.
Thank you.

699
00:36:07,400 --> 00:36:09,400
That does it for this week
folks, thanks to Victor Lee and

700
00:36:09,400 --> 00:36:11,000
Alvin Foo for opening up their
minds.

701
00:36:11,000 --> 00:36:13,400
Help us figure out why they do
what they do links to get in

702
00:36:13,408 --> 00:36:15,600
touch with Victor and Alvin and
learn more about Sakura

703
00:36:15,600 --> 00:36:16,900
financier.
In the show, notes on our

704
00:36:16,900 --> 00:36:18,500
website money, never sleeps,
that IE.

705
00:36:18,800 --> 00:36:21,300
So check us out online.
Also, thanks to Conan Brophy

706
00:36:21,300 --> 00:36:23,700
from creates, an for mixing and
editing this episode.

707
00:36:23,900 --> 00:36:26,200
Conan is an excellent medium and
get in touch with when you're

708
00:36:26,200 --> 00:36:27,800
thinking about launching your
own podcast.

709
00:36:28,200 --> 00:36:31,400
As for me, I'm an early stage,
startup investor and advisor

710
00:36:31,400 --> 00:36:34,100
focused on where fintech meets
crypto and crypto meets web 3,

711
00:36:34,600 --> 00:36:37,000
you like to talk me about your
business, drop me a line on in

712
00:36:37,100 --> 00:36:40,300
vo at money, never sleeps.
That IE finally till next time,

713
00:36:40,300 --> 00:36:41,700
thanks for listening.
See you