222: Trust | Javier Tamashiro, Ospree and Crypto Compliance Made Simple

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Hey there, I'm Pete, Townsend in
this is money, never sleeps.

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We look inside the minds of
entrepreneurs and at the

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crossover of startups and our
prize Finance technology and

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Life.
As we know it on the show this

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week, we've got Javier tamashiro
co-founder and CEO of osprey.

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One of the twelve founding teams
forming the techstars web three

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accelerator class of 2023.
Osprey is a comprehensive D,

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hence, avantime money laundering
compliance solution for virtual

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acid.
Service providers, that

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seamlessly integrates customer
onboarding blockchain

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monitoring, and the travel rule
with Osprey, institutions and

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smes serving the crypto and
wider.

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Digital asset markets.
Today can significantly reduce

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false positives benefit from a
single point of reference.

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For travel rule data,
transactions, and automate and

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scale essential compliance
operations before founding

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Osprey with an Winston and yoga,
Peloton in 2019.

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Javier's Tour of Duty and Trad,
fi included stops, at SP Global

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Market intelligence Standard,
Chartered bank and credit Swiss

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all of this and business
intelligence and Rec Tech type

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roles and he has been actively
involved in blockchain Project

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since 2014 in this episode
Xavier.

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And I explore the blend of
Japanese and Argentinian

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cultures that made him who he is
today.

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The life experiences that led
him to the Osprey Vision.

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We then dive into crypto market.
Growth is a proxy for The Wider

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growth of digital assets.
The role that compliance

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Solutions can play in opening up
the crypto floodgates for

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institutional Capital.
All right here on money, never

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sleeps.
Javi a tamashiro.

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It's a very interesting name.
That's a combination of Japanese

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and Argentinian descent is it
not?

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Yeah.
It is essentially, I'm first

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generation of Japanese
immigrants in Argentina and a

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second or third generation of
Italian family, immigrant from

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Napoli and Naples and Sorrento.
That is such a great combination

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of some of my favorite
countries.

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Well, let me let me back up on
that because I absolutely adore

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Sushi.
I absolutely love chimichurri

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and empanadas.
And you know what?

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I've been to Napoli once and
headed right for Amalfi cuz

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Napoli was not nice but yeah,
traffic is terrible.

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It was it was the traffic that
put me off Napoli but it's a

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it's a really interesting
combination and what is it about

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that combination that has made
you the individual that you are

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today, is there something you
can point to in that combination

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of cultures that that's
interesting.

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Well, I mean, you know, there's
a lot of things that could be

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said about that, especially,
because, when you think about

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the kind of the Japanese
Society, it's very homogeneous.

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There's the tournament in
Japanese call half full.

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Is it essentially is a person
that is, it's a key that for an

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interactional couple.
So he's a Japanese and a

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non-japanese, the Keel of a
Japanese non-japanese person,

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right?
So I yeah, I don't know.

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I mean, they did a lot of things
going on there, but essentially,

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what I can say is that In my
case, my mom is need is

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essentially very different from
my dad because of her rude

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fraud.
In my mom is very emotional.

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She normally speak very loud, my
dad is more quiet and very

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rational General.
I guess that made me the person.

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I am kind of coexisting with
these two very antagonistic, the

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type of personalities sometimes
made, you know, this very funny

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combination of living in
Argentina and also having these

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two kind of very Clear route,
make things very funny for

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example.
Mark, we normally eat

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Argentinian barbecue with
Casado, you need to reassess our

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chimichurri and also, we mix
that with Japanese rice, so it's

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very strange stuff going on.
But yeah, but I think we all

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went well over the years.
I think, people, It's more kind

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of universal than 40, would you
think?

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I'd essentially growing in the
side of Argentinian Patagonia,

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but when I was a teen, I did an
exchange program in Japan.

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I live in a narrow for about one
year.

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I don't know if you're familiar
with the Rotary Club, but they

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have an exchange program.
That essentially is trying to

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develop Global City sense.
People that live in different

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countries and different family.
Yeah.

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And then do when you leave in
the form families, like a kid,

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you realize People is very
similar.

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Of course, there are some
differences from a cultural

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point of view, but as human
people tend to be very similar,

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right?
We all suffer the same things.

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We need lab and this essentially
to do not many different that

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aspect, right?
Yeah.

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When we, when we focus on the
details, yeah, people is that

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there might be some differences,
but yeah, it's a matter of being

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tolerant and adapt to the front.
So shows he shoes and Ian's

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totally.
Totally knob, just always

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fascinated with people's
upbringings and how were they

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grew up in the world and
whatever their family influence

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was how that impacted who they
became right and there's you

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know like you said your mother
was probably the more perhaps

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outspoken one and your father
being the more rational and

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reserve one.
I had the same thing in my

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family and that but you know, my
dad grew up, what my dad grew up

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in Argentina for it.
Six years, I think I told you

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this and not really?
Yeah, but yeah, back in the 60s.

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So he I think, from the age of
12 to 18 and my mom grew up in

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Massachusetts outside of Boston
and it, wow, way outside of

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Boston and his town called
Athol.

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It's just a very interesting
combination of the two of them.

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And I look at my own kids and I
see a combination of, you know,

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my wife and me and it's just
interesting how the all that

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continues to pass down.
I wanted to get into Osprey in a

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minute and talk about What
Osprey is?

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But before we do that, looking
back at your background,

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professionally Javi a I could
point to this continuing trend

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of you dealing with data and
compliance for your entire

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professional career.
It seems like even during your

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time that you were building
relationships with the

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ambassador's with the
organization of American states.

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Right, I saw on your LinkedIn
profile that you had to in quote

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meet regulatory requirements,
right?

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So this is Ben.
Kind of part of your story, your

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whole working life.
And how did this happen?

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How did you fall into this?
Yeah, I think that I always had

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an interesting data and I have
to say that my bachelor's in

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economics and my master's degree
is in data science.

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I did a master's degree in top
university and one semester in

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Imperial College focus on
artificial intelligence.

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So yeah, so I think Data is all
we've always was there and

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trying to, you know, get the
most of data and trying to build

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intelligent out of that.
We need in every company that

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I've been working in all the
frosh.

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There was always components of
analytics and implementation of

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how to provide information that
make people's decision.

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Smarter probably what happened
in the last couple years with

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the company.
Is that We identify that there

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is kind of an opportunity with
blockchain because there is a

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whole industry being built.
And essentially there is a gap

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in this industry.
And in a sense of how the

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compliance is not existing
banking can be of light being

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blockchain right after that
comes a lot of elements that I

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learned at the University that
has to do with analytics.

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Artificial intelligence
controls, what I'm doing right

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now, it connect many dots, right
of my career and my Location, my

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mentor is took University was
also called you takamatsu.

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Probably one of the most
prominent people in artificial

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intelligence Japan.
He and I learned a lot of

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things, he kind of build this
idea that we can build companies

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and if I had to say, when a
spree started, I think I would

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say that it started in Japan in
that lab.

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So I started thinking, oh well,
I can do a company, right?

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So this people In this lab or
making video games, You're

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Building applications.
So I thought well, let Mia I

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shouldn't same.
Right?

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So from that point, as soon as I
had the opportunity, I started

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doing some projects.
Right?

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Yeah.
Okay.

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I got it.
No.

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It makes a lot of sense in
hearing.

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You talk about this that
bachelor's degree in economics,

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the Master's in engineering and
technology and Ai and data in

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driving into that in working
through the first few rows.

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Your career and then opening up
kind of this landscape for you

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to say well, okay, you've got an
idea and that mixed with that

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idea or Blended in with that
idea, is this deep first-hand

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experience, the problem that
you're solving right in on the

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data side and in the compliance
side as well?

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Like you said, what was that
Foundation?

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Set the scene for me, in terms
of how you You and yoga and an

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got together to start building
Osprey ride.

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So we all met in Singapore.
Singapore had the first party

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that far as no or on crypto of
the war.

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But essentially, we got this
amazing place from where we were

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able to test our Initial Ideas.
Actually, I'm going to confess

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something, so would it be before
we build it first, product we

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started Kind of selling reports
in PDF reports so it took us

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like a couple of weeks.
So we make a few before is and

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then we talk to people.
Hey, we can do this before for

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you so you don't need to.
Let's say you have your awarding

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clients and then you can screen
wallets and try to identify

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situation reason we can do that
report for you.

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Right?
So we were standing PDF

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essentially report, we got some
traction but essentially a like

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five years ago, we had this
really good.

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Space from where we were able to
test many of our issues ideas,

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the product, and we met through
our personal Network.

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You car was working in
potential, I think.

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Yep, Financial current Appliance
and myself.

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I was working in fast on the
charter and then we met on

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through some friends but
essentially we all were sharing

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the same passion about
blockchain and deep divide.

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You that this whole new area was
pretty I mean, right?

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So did this essentially the idea
of all spree started from from

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our experience, in traditional
Finance.

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So we got involved in a couple
of crypto project parking 2015.

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As at the same time, we were
working in banking and we kind

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of smell the opportunity in the
sense that, okay?

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So this is really going to
growth and serious money coming

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to this area.
This is going nowhere without

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compliance because very soon, we
will start Gene elements that

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are critical for the economy.
Like, for example, new taxation,

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foreign policy security may we
can go deeper into that, but

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essentially the day of the whole
idea of compliance may be that

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the terms doesn't sound super
sexy but it's at the core of

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whatever industry.
We are believing web three,

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right?
As usual we are in 2023 and he

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what we see right now is that
the same people that is right in

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Revelation, 4 group toys and
same people that Upgrades

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regulation for tration finance.
So we should not be surprised

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that many things are being
designed and developing the same

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way.
Yeah right yeah definitely and I

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want to come back to that but
why don't you give us a deeper

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dive into what Osprey actually
is.

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And why is it something that the
world needs right now?

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Ospreys these slots and
compliance data form companies

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in that are building a business?
And they're operating, let's say

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from Europe, from Singapore,
from Hong Kong, or from North

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America.
Very soon that we need to obtain

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a license to operate because
they will be considered as

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another financial institution,
right?

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And that they need systems and
control and they need software.

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So Osprey is one of the few
companies in this segment that

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is provided infrastructure for
this lots of compliance.

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Maura specifically what you can
do with our solution is three

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things we can.
Help you with your digital

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identity of your clients.
You can validate and Grand

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Illusions.
We can help you with

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transaction.
Returning, witching crypto

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terms, he's blockchain analytics
and we can help you essentially,

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cross-border payments.
So it is essentially there is a

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new requirement called the
travel rule for people.

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That is not very familiar with
that.

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The travel is like the sweet
Network for crypto and

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essentially, In the next 2-3
years companies have making

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transactions between two
different countries or even

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00:13:41,100 --> 00:13:45,100
within the same country, they
will need to include pii

230
00:13:45,100 --> 00:13:47,700
information of their client
inside the transaction.

231
00:13:48,200 --> 00:13:51,700
Pii is essentially your clients
information.

232
00:13:51,700 --> 00:13:54,100
Write Your Name, the name
personally, identifiable

233
00:13:54,300 --> 00:13:57,200
personally identifiable
information is that is that is

234
00:13:57,300 --> 00:14:00,400
correct, right?
So maybe think about when you

235
00:14:00,400 --> 00:14:03,900
make our banking transaction and
then the bank is after you what

236
00:14:03,900 --> 00:14:06,700
is the sweep code and with You
need to include.

237
00:14:06,700 --> 00:14:10,700
Okay, who is the recipient?
What's the the recipient entity?

238
00:14:11,000 --> 00:14:13,300
Their address, the address,
right?

239
00:14:13,600 --> 00:14:16,300
So at the end of that process
would happen is when the

240
00:14:16,300 --> 00:14:20,800
transaction get complete.
There is a message that's weak

241
00:14:20,800 --> 00:14:24,100
built in the back end.
That includes a lot of data

242
00:14:24,100 --> 00:14:28,300
allowed, like maybe 50 tails,
and those fields include the

243
00:14:28,300 --> 00:14:32,400
sender, the receiver PN
addresses, entities, involved

244
00:14:32,400 --> 00:14:34,900
amount.
And that information is being

245
00:14:34,900 --> 00:14:38,900
used for Or maybe a few reasons
one, it could be sanctioned

246
00:14:38,900 --> 00:14:40,800
screening.
Also tried a did financial

247
00:14:40,800 --> 00:14:43,800
institution will use information
to identify.

248
00:14:43,800 --> 00:14:47,500
There is any risk element that
they need to pay attention and

249
00:14:47,500 --> 00:14:49,300
eventually freeze your
transaction.

250
00:14:49,300 --> 00:14:52,800
So yeah, so are they all all
these processes that existing

251
00:14:52,800 --> 00:14:55,200
banking?
Now are going to be implemented

252
00:14:55,200 --> 00:15:00,100
in crypto or slices the space.
So maybe back to your question

253
00:15:00,100 --> 00:15:03,100
why we are relevant.
So essentially these new

254
00:15:03,100 --> 00:15:05,700
requirements is creating a huge
amount of pressure.

255
00:15:05,700 --> 00:15:08,900
You These lasted even swim
because it is something you have

256
00:15:08,900 --> 00:15:11,200
not done before.
So there is a lack of technical

257
00:15:11,200 --> 00:15:13,900
infrastructure and no bleach
skills.

258
00:15:14,400 --> 00:15:17,900
It's going to be implemented in
being the next couple of months.

259
00:15:18,000 --> 00:15:21,600
So of companies are really
struggling because essentially a

260
00:15:21,600 --> 00:15:23,700
full implementation of these
requirements.

261
00:15:23,700 --> 00:15:28,600
Good affect your operation cost
or even that you may not even if

262
00:15:28,600 --> 00:15:31,300
you ever get a license or you
may lose your license, right?

263
00:15:31,300 --> 00:15:32,900
So it's a really
mission-critical.

264
00:15:33,700 --> 00:15:36,700
Yeah, not being with you, I'm
with you in In hearing you talk

265
00:15:36,700 --> 00:15:39,100
about this David kind of reminds
me of.

266
00:15:39,100 --> 00:15:42,400
I think it was back, 2012, 2013,
maybe even a little bit before

267
00:15:42,400 --> 00:15:45,500
that with the implementation of
derivative trade reporting in

268
00:15:45,500 --> 00:15:49,300
Europe, and we're derivative
transactions.

269
00:15:49,300 --> 00:15:52,200
Were previously, what was, you
know, kind of call done Swift

270
00:15:52,200 --> 00:15:54,800
table.
They were not, they did not work

271
00:15:54,800 --> 00:15:57,500
with the Swift Network.
And so, when you were sending

272
00:15:57,500 --> 00:15:59,500
regular transaction messages
around whether that was

273
00:15:59,500 --> 00:16:02,200
Securities or it was Cash, you
could do that all over this

274
00:16:02,200 --> 00:16:04,900
twist Network, right?
It kind of reminds me that it's

275
00:16:04,900 --> 00:16:08,800
not only just for Banking
information where it's required,

276
00:16:09,100 --> 00:16:11,600
where you need to know, you want
to know where the money's coming

277
00:16:11,600 --> 00:16:13,500
from, so you can assign it to
the right account or where the

278
00:16:13,500 --> 00:16:15,200
Securities are coming from, or
where it's going to.

279
00:16:15,200 --> 00:16:17,500
It's that, from a compliance
perspective, you need to be able

280
00:16:17,500 --> 00:16:21,000
to report on that stuff, right?
So, when you think about what

281
00:16:21,000 --> 00:16:23,800
happened with derivatives of
people made tons of money, you

282
00:16:23,808 --> 00:16:26,800
know, ten years ago on building
software to do derivative trade

283
00:16:26,800 --> 00:16:31,900
reporting to the different trade
repositories and there, and this

284
00:16:31,900 --> 00:16:33,100
is a little bit different,
right?

285
00:16:33,100 --> 00:16:35,800
Because this is just a
transaction, a crypto.

286
00:16:35,900 --> 00:16:39,200
Action going between two crypto
service providers, but it's

287
00:16:39,200 --> 00:16:43,900
still the same idea that these
senders and receivers both need

288
00:16:43,900 --> 00:16:47,500
help with how they're going to
send and receive the data and

289
00:16:47,500 --> 00:16:50,900
also store it make sense of it
and report on it right

290
00:16:51,400 --> 00:16:52,600
essentially.
Yeah.

291
00:16:52,600 --> 00:16:55,200
And also maybe it's important to
highlight the complexity of

292
00:16:55,300 --> 00:16:58,400
these implementation costs.
They say, in the European Union,

293
00:16:58,400 --> 00:17:00,400
you may have my current
relation.

294
00:17:00,900 --> 00:17:03,200
Yeah.
If people against is no, buddy,

295
00:17:03,500 --> 00:17:05,000
you're not familiar with this
term from.

296
00:17:05,000 --> 00:17:06,300
You can Google and YouTube.
Fine.

297
00:17:06,700 --> 00:17:09,200
So there's a new a new
regulation called me card.

298
00:17:09,400 --> 00:17:13,500
That essentially is regulating
the whole he's three, but let's

299
00:17:13,500 --> 00:17:16,800
say that when you are making
transaction between the European

300
00:17:16,800 --> 00:17:20,200
Union and Australia or the
European Union Singapore, they

301
00:17:20,200 --> 00:17:24,400
had multiple jurisdictions that
may be implementing controls, or

302
00:17:24,400 --> 00:17:27,099
regulating these Flats it at a
different speed, right?

303
00:17:27,099 --> 00:17:30,700
So, all these discussion about
the travel rule, it may may

304
00:17:30,700 --> 00:17:33,100
happen at different speeds
globally, right?

305
00:17:33,100 --> 00:17:35,500
So, this increase the
complexity, because if you are

306
00:17:35,508 --> 00:17:37,300
an Change.
For example, in Berlin, are you

307
00:17:37,308 --> 00:17:39,400
trying to make a transaction to
sell Pablo?

308
00:17:39,400 --> 00:17:41,800
And think the exchanging the
bomb doesn't have a trial room

309
00:17:41,800 --> 00:17:44,200
solution yet.
Then you have two options here,

310
00:17:44,200 --> 00:17:47,800
you upset your client because
the transaction cannot before or

311
00:17:47,800 --> 00:17:51,300
you move forward and you may be
reaching the local regulation,

312
00:17:51,300 --> 00:17:53,600
right?
So one of the way we are helping

313
00:17:53,600 --> 00:17:58,200
companies is by enabling them to
in this transitional period

314
00:17:58,200 --> 00:18:01,200
where there would be kind of
gray areas so that you can move

315
00:18:01,200 --> 00:18:04,400
forward with the payment, even
that even if the counterparty

316
00:18:04,400 --> 00:18:07,100
doesn't have a Throttle Saloon,
At the moment, right?

317
00:18:07,100 --> 00:18:09,200
So you create a log of
transaction that have been

318
00:18:09,200 --> 00:18:12,600
initiated with information that
you need to show compliance.

319
00:18:12,600 --> 00:18:16,400
And when the counterparty
identity go live with our travel

320
00:18:16,400 --> 00:18:19,500
solution, either Osprey solution
or the company Solutions can

321
00:18:19,500 --> 00:18:21,700
complete information that is
missing, right?

322
00:18:21,900 --> 00:18:24,600
Gotcha.
Now it's exciting and they

323
00:18:24,600 --> 00:18:28,200
because the digital asset
landscape is still quite so

324
00:18:28,200 --> 00:18:30,900
nascent that there's just so
much to build.

325
00:18:31,000 --> 00:18:34,400
And, you know, love the fact
that you guys are have built

326
00:18:34,400 --> 00:18:37,000
this and are now.
Now, live with it as well.

327
00:18:37,700 --> 00:18:41,800
What did zosky look like when
say BTC and ether Bitcoin in

328
00:18:41,800 --> 00:18:45,400
etherium are both mainstream
Financial assets, right?

329
00:18:45,400 --> 00:18:50,200
And I think the, you know, in
the u.s. at least the cftc have

330
00:18:50,200 --> 00:18:54,900
referred to be TC and eith as
Commodities when BTC and he's

331
00:18:54,900 --> 00:18:57,600
our mainstream Financial assets.
What do you what will last be

332
00:18:57,600 --> 00:18:58,800
look like?
What do you think?

333
00:18:58,800 --> 00:19:01,800
It's going to look the same or
is this what will offer you

334
00:19:01,800 --> 00:19:05,400
become an interesting question.
The key value proposition we

335
00:19:05,400 --> 00:19:09,500
bring it.
Make things easier simplify and

336
00:19:09,500 --> 00:19:13,100
then you need.
You can have one called Soul one

337
00:19:13,100 --> 00:19:16,300
user interface for your
compliance team so they don't

338
00:19:16,300 --> 00:19:18,200
need to go across different
system.

339
00:19:18,700 --> 00:19:21,000
The data in the back and is
integrated.

340
00:19:21,800 --> 00:19:24,000
So you have one API that you can
connect.

341
00:19:24,400 --> 00:19:25,900
I'm from a commercial point of
view.

342
00:19:26,100 --> 00:19:29,000
You can have one single
contract, but of course that

343
00:19:29,000 --> 00:19:32,600
thou depending on the size of
your company, having the only

344
00:19:32,600 --> 00:19:36,200
one solution may or may not be
relevant when we talk.

345
00:19:36,400 --> 00:19:40,000
Two tier 1 Banks, the peaches
that is slightly different from

346
00:19:40,200 --> 00:19:43,200
what when we talk to you smes.
So maybe talking out a little

347
00:19:43,200 --> 00:19:48,000
bit on tier 1 Banks.
What we see is that did ask the

348
00:19:48,000 --> 00:19:51,900
the industry evolved into a much
larger volumes.

349
00:19:52,000 --> 00:19:55,600
Let's see, if you are a company
that is processing, millions of

350
00:19:55,600 --> 00:19:59,600
transaction of these flaccid
payments per day very soon there

351
00:19:59,600 --> 00:20:04,200
will be a need of a compliance
system that is able to process

352
00:20:04,200 --> 00:20:08,700
that amount of payments.
Very small number of false

353
00:20:08,700 --> 00:20:11,100
positive alerts.
Right.

354
00:20:11,300 --> 00:20:13,700
That's a critical elements in
compliance.

355
00:20:13,700 --> 00:20:17,100
Because essentially, when you
have many transactions, that

356
00:20:17,100 --> 00:20:20,100
happened to get blocked
immediately that affect your

357
00:20:20,100 --> 00:20:24,200
cost, to your aggression cost.
So if we don't have a smart

358
00:20:24,200 --> 00:20:28,200
system in comp in distress
combines, especially if make

359
00:20:28,200 --> 00:20:31,900
possible that no Tier 1 Bank
Stones, can process and is

360
00:20:31,900 --> 00:20:34,900
killed out there.
These these possibilities

361
00:20:34,900 --> 00:20:37,600
payments, right?
So for that, Need a smart system

362
00:20:37,600 --> 00:20:41,000
that are able to distinguish.
What is a high-risk transaction

363
00:20:41,000 --> 00:20:44,800
for my no restriction for that?
We need better data and

364
00:20:44,800 --> 00:20:47,500
integrate the system.
So all this element matters.

365
00:20:47,600 --> 00:20:50,400
So essentially the front.
Big financial institutions are

366
00:20:50,900 --> 00:20:54,300
actually growth in the the
volume of transaction intake

367
00:20:54,300 --> 00:20:59,600
process per time unit, will need
to get a smarter right and

368
00:20:59,600 --> 00:21:03,700
smart, it means that you can
make better decisions with the.

369
00:21:04,200 --> 00:21:07,400
You can minimize the number of
Errors of the System that

370
00:21:07,400 --> 00:21:08,800
essentially is the body
position.

371
00:21:08,800 --> 00:21:12,100
When we talked to Big
institutions, when we talk to

372
00:21:12,100 --> 00:21:15,600
smes, what we sell is
essentially the integrated

373
00:21:15,600 --> 00:21:17,100
platform.
The only one.

374
00:21:17,100 --> 00:21:17,700
Right?
What?

375
00:21:17,700 --> 00:21:21,800
I just one, console one API one
contract, right?

376
00:21:21,800 --> 00:21:22,700
Yeah.
Yeah.

377
00:21:22,700 --> 00:21:24,300
They're going to need the whole
thing.

378
00:21:24,300 --> 00:21:27,200
And, you know, with the bigger
ones, it's obviously land in

379
00:21:27,200 --> 00:21:29,900
expand and land in expand and
expand.

380
00:21:29,900 --> 00:21:33,700
Not only what you're able to do
for them right now based upon

381
00:21:33,700 --> 00:21:37,800
your current product roadmap but
what you will be building down

382
00:21:37,800 --> 00:21:41,600
the road as the regulatory
landscape of Olives from one

383
00:21:41,600 --> 00:21:45,900
jurisdiction to the next, right?
So exactly it, you know, on that

384
00:21:45,900 --> 00:21:50,800
point Avi a in our first week,
in Dublin that you heard me say

385
00:21:50,800 --> 00:21:53,300
that, each one of the companies
we invested in with this

386
00:21:53,300 --> 00:21:57,700
techstars web 3 class, right?
That that each company fit our

387
00:21:57,700 --> 00:22:00,600
investment thesis in some way
shape, or form, really, in their

388
00:22:00,600 --> 00:22:04,000
own unique way.
And that I tell your story that

389
00:22:04,000 --> 00:22:06,100
I tell you all that story at
some stage and I think you

390
00:22:06,100 --> 00:22:07,700
asked, It specifically you like
Pete.

391
00:22:07,700 --> 00:22:09,500
What was that?
What was that point?

392
00:22:09,800 --> 00:22:12,800
Right?
And though you know Above All

393
00:22:12,800 --> 00:22:16,600
Else we'd like you and Ann and
yucca as a founding team but

394
00:22:16,600 --> 00:22:21,000
beyond it we saw Osprey is
something that could unlock the

395
00:22:21,000 --> 00:22:23,700
trillions of dollars of
institutional Capital sitting on

396
00:22:23,700 --> 00:22:25,800
the sidelines right now of
crypto.

397
00:22:26,200 --> 00:22:31,400
And but I think there's also
another thing there which is a

398
00:22:31,900 --> 00:22:37,100
spot Bitcoin and spot aetherium
ETF but the SEC See in the US or

399
00:22:37,100 --> 00:22:38,600
showing no signs of abating on
that.

400
00:22:38,600 --> 00:22:41,300
And while a couple of years ago,
I think it could have been a

401
00:22:41,300 --> 00:22:43,700
quicker time line.
I think with with the with a

402
00:22:43,700 --> 00:22:47,200
regulatory rhetoric going on in
the u.s. right now, it's going

403
00:22:47,200 --> 00:22:50,600
to be a little while.
So some people that I talked to

404
00:22:50,600 --> 00:22:54,800
about Osprey before we pull the
trigger of investing in you guys

405
00:22:54,800 --> 00:22:57,700
were like, what the hell does
ragtag have to do with web three

406
00:22:57,700 --> 00:23:00,500
and I'm like, hold on, let me
tell you so that if we want to

407
00:23:00,500 --> 00:23:04,300
grow web 3, we need to bring web
to users and institutions on

408
00:23:04,300 --> 00:23:06,400
board.
And the only way to do that,

409
00:23:06,400 --> 00:23:09,500
That is in a way that makes the
uninitiated feel safe.

410
00:23:10,100 --> 00:23:12,600
So regulated assets like ETFs
can do that.

411
00:23:12,600 --> 00:23:16,400
Obviously, but also simple and
scalable crypto.

412
00:23:16,400 --> 00:23:20,700
Compliance can make these
institutions feel safe and so

413
00:23:20,700 --> 00:23:24,000
that they can build trust with
their own customers in digital

414
00:23:24,000 --> 00:23:25,900
assets.
I think we're going to need both

415
00:23:25,900 --> 00:23:28,500
right, I think we're going to
see this great unlock of

416
00:23:28,500 --> 00:23:31,900
institutional Capital coming in.
Through ETFs.

417
00:23:32,000 --> 00:23:34,400
I can that's only going to be a
five to seven year Journey

418
00:23:34,400 --> 00:23:36,100
though.
Because what's going to happen

419
00:23:36,100 --> 00:23:38,600
is that That big bump of
institutional Capital coming in

420
00:23:38,800 --> 00:23:42,700
will afford the development of
even better ux that will point

421
00:23:42,700 --> 00:23:45,800
out to these institutions.
They don't actually need an ETF

422
00:23:45,800 --> 00:23:48,300
to hold crypto to hold digital
assets.

423
00:23:48,400 --> 00:23:51,000
They can just do it themselves
right now, it's too complicated

424
00:23:51,000 --> 00:23:54,200
for them.
It can be far simpler but I

425
00:23:54,200 --> 00:23:57,200
think that the compliance side
of this is absolutely critical

426
00:23:57,500 --> 00:24:01,100
to help us get there.
What do you think the crypto

427
00:24:01,100 --> 00:24:05,200
industry needs to get us from
about 1 trillion in value that

428
00:24:05,200 --> 00:24:09,100
we have right now in Tiptoe up
to say, 10 trillion plus by the

429
00:24:09,100 --> 00:24:13,800
year say 20 30?
Yeah, okay, and so maybe let me

430
00:24:13,800 --> 00:24:15,600
go Box new wonderful, my
previous point.

431
00:24:16,000 --> 00:24:19,900
It wasn't when we started this
company and we peaked companies

432
00:24:19,900 --> 00:24:23,200
in this space.
There was this kind of idea

433
00:24:23,200 --> 00:24:27,300
especially coming from CEOs.
That blockchain will be the

434
00:24:27,300 --> 00:24:30,500
financial industry banks will
disappear and everything going

435
00:24:30,500 --> 00:24:35,900
to be conquered by blockchain.
So again, so we are in 2023 and

436
00:24:35,900 --> 00:24:39,200
nothing like that happen and
join us after what happened last

437
00:24:39,200 --> 00:24:42,100
year with FTX.
You know, there is a growing

438
00:24:42,100 --> 00:24:46,500
consensus that regulations and
compliance is going to help to

439
00:24:46,900 --> 00:24:49,400
go somewhere, right?
So essentially part of our

440
00:24:49,400 --> 00:24:53,300
peaches that we are at kind of
the enablers of the industry.

441
00:24:53,400 --> 00:24:57,200
We are building bridges between
the tiny in each industry into a

442
00:24:57,200 --> 00:25:00,100
massive industry.
I think you said three trillion

443
00:25:00,500 --> 00:25:03,500
dollar is 1 trillion Cointreau
Ian.

444
00:25:03,500 --> 00:25:07,300
It was a peak of three nowadays,
one, and I would like to see it

445
00:25:07,300 --> 00:25:09,600
go to 10.
I think that would be the next

446
00:25:09,600 --> 00:25:11,500
Plateau for a little while,
right?

447
00:25:11,500 --> 00:25:14,000
So did the, I think that D I
think is super simple.

448
00:25:14,000 --> 00:25:16,400
I mean, just not do it's not
going to come, fix it to you, is

449
00:25:16,400 --> 00:25:18,800
that he's all getting to that
game.

450
00:25:18,800 --> 00:25:21,400
You feel have clear rules as
simple as that.

451
00:25:21,400 --> 00:25:26,000
So essentially what compliance
can bring to the table is help

452
00:25:26,000 --> 00:25:29,700
institutional layer for wealthy.
People at the feeling to see

453
00:25:29,700 --> 00:25:34,100
about web 3 and blockchain, we
are essentially been The trust,

454
00:25:34,100 --> 00:25:35,700
right?
And I just give you an example

455
00:25:35,700 --> 00:25:37,900
that my face, it probably is
very sure of it.

456
00:25:38,100 --> 00:25:42,800
Five years ago when, if you were
a crypto company leading

457
00:25:42,900 --> 00:25:47,600
anything like let's say a nice
and I co or payments or

458
00:25:48,100 --> 00:25:51,900
tokenization and you try to open
a bank account, okay?

459
00:25:51,900 --> 00:25:55,400
It wasn't possible, right?
Because you are immediately when

460
00:25:55,400 --> 00:25:56,800
you say it locked in, you were
in it.

461
00:25:56,900 --> 00:26:00,200
You have many red flags and that
created a lot of fiction and

462
00:26:00,200 --> 00:26:02,100
problems, right.
Essentially.

463
00:26:02,100 --> 00:26:05,000
What would we think?
It could take the direct and

464
00:26:05,000 --> 00:26:08,400
compliance can be these these
common ground.

465
00:26:08,400 --> 00:26:12,300
This common language that
tration of finance and Diesel

466
00:26:12,300 --> 00:26:15,300
lasted can understand each other
Ryan.

467
00:26:15,300 --> 00:26:19,600
So let's unlock the whole
financial industry with this new

468
00:26:19,600 --> 00:26:22,600
industry.
And also let's bring all the the

469
00:26:23,300 --> 00:26:26,400
world that exists in creation of
financials into this space,

470
00:26:26,700 --> 00:26:29,300
right?
We should not fight that we

471
00:26:29,300 --> 00:26:32,000
should bring this lasted to the
center of the system.

472
00:26:32,300 --> 00:26:34,400
We are essentially.
Beating new financial

473
00:26:34,400 --> 00:26:36,900
instruments.
So when that happened

474
00:26:37,100 --> 00:26:40,700
automatically, this is connected
to key element of the economy,

475
00:26:40,700 --> 00:26:44,400
like taxation foreign policy,
security justice.

476
00:26:45,200 --> 00:26:49,800
So how forcefully we can truly
be ill something big.

477
00:26:49,800 --> 00:26:53,100
If we don't have that as part of
the equation, director is not a

478
00:26:53,100 --> 00:26:56,500
massive industry.
We have combines, these will

479
00:26:56,500 --> 00:26:59,700
bring a lot of challenges.
So essentially, we are here to

480
00:26:59,700 --> 00:27:05,400
facilitate an enabling companies
not to fail or make things as

481
00:27:05,400 --> 00:27:09,500
and she fed her and Foster.
And yes of did week with this is

482
00:27:09,500 --> 00:27:12,000
essentially what make us feel
super excited about your

483
00:27:12,000 --> 00:27:14,300
appealing, right?
Yeah, yeah, absolutely.

484
00:27:14,300 --> 00:27:16,100
No.
I think I shared with you before

485
00:27:16,100 --> 00:27:18,800
I made that, you know what?
One of the parts of my journey

486
00:27:18,800 --> 00:27:21,600
with blockchain that started
back in 2015 was around, getting

487
00:27:21,600 --> 00:27:25,600
very excited about the financial
markets and a brand new

488
00:27:25,600 --> 00:27:27,900
infrastructure for financial
markets.

489
00:27:27,900 --> 00:27:30,900
And then after a couple of years
of tracking this and following

490
00:27:30,900 --> 00:27:33,800
this and talking institutions
about it, that it was Came clear

491
00:27:33,800 --> 00:27:36,200
that if we wanted to move
traditional financial

492
00:27:36,200 --> 00:27:39,900
instruments in to become
tokenized assets that if there

493
00:27:39,900 --> 00:27:44,000
was going to be a large change
management, a large technology

494
00:27:44,000 --> 00:27:46,800
project, a large digital
transformation project that

495
00:27:46,800 --> 00:27:49,400
needed to be undertaken by a
number of financial

496
00:27:49,400 --> 00:27:52,600
institutions.
All at the same time and that is

497
00:27:52,600 --> 00:27:55,200
something that takes a lot of
political Capital, the top of

498
00:27:55,200 --> 00:27:58,300
organizations to do.
And it's very, very difficult,

499
00:27:58,400 --> 00:28:01,000
just like any other technology
change project, you know,

500
00:28:01,000 --> 00:28:02,800
there's a long journey with
that, right?

501
00:28:02,900 --> 00:28:06,700
Well, I But so I kind of came
back to the instance of well

502
00:28:06,700 --> 00:28:10,000
this is a brand new financial
asset in the palm of people's

503
00:28:10,000 --> 00:28:12,900
hands on their phones.
They're going to use it or

504
00:28:12,900 --> 00:28:15,600
they're not going to use it and
as more and more interest grows

505
00:28:15,600 --> 00:28:18,100
in this, the institutions are
just going to have to adapt to

506
00:28:18,100 --> 00:28:21,900
it.
And that over time, I still

507
00:28:21,900 --> 00:28:24,500
believe that traditional
Financial assets will become

508
00:28:24,500 --> 00:28:27,100
tokenized.
It's just that it's going to.

509
00:28:27,500 --> 00:28:30,700
They will be this kind of
intersection point that happens

510
00:28:30,700 --> 00:28:35,400
between the everyday use of
Digital assets around the world

511
00:28:35,600 --> 00:28:40,100
with this Tipping Point, at the
institutional level of more

512
00:28:40,100 --> 00:28:44,300
assets being in the digital form
than being in the analog form.

513
00:28:44,600 --> 00:28:47,500
I think we will hit that and
that you know in order to get

514
00:28:47,500 --> 00:28:50,500
there and to get there safely,
we're going to need compliance

515
00:28:50,500 --> 00:28:52,900
Solutions.
So yeah baby chick to our things

516
00:28:52,900 --> 00:28:56,700
to say about compliant.
What was awesome when we talk to

517
00:28:56,800 --> 00:29:01,600
companies to kind of the pts
also trying to develop in Co

518
00:29:01,600 --> 00:29:05,400
smart that You have an
opportunity with compliant

519
00:29:05,500 --> 00:29:08,700
because essentially, it's always
perceived that we fall into a

520
00:29:08,700 --> 00:29:12,100
kind of the cost part of the
equation, but thinking the other

521
00:29:12,100 --> 00:29:14,500
way.
So you are essentially have the

522
00:29:14,500 --> 00:29:17,700
chance to build trust with your
investors, with your clients,

523
00:29:17,700 --> 00:29:20,700
your partner's that your
business is going to be

524
00:29:20,800 --> 00:29:23,600
sustainable over time.
You're not going to be fine.

525
00:29:24,000 --> 00:29:26,600
You're going to get the license
and your transaction.

526
00:29:26,600 --> 00:29:29,700
I'm going to go I'm going to go
through right at this stage.

527
00:29:29,800 --> 00:29:31,500
You should think of violence in
a different way.

528
00:29:32,500 --> 00:29:34,600
Right.
Yeah, so this is this one of the

529
00:29:34,600 --> 00:29:38,300
things that can we, we are
constantly seen when we talked

530
00:29:38,300 --> 00:29:40,700
to companies in the market.
Okay, cool.

531
00:29:40,700 --> 00:29:44,300
I mean, it's again very much a
here now, absolutely necessary

532
00:29:44,300 --> 00:29:46,600
with all with everything going
on in the crypto markets and

533
00:29:46,600 --> 00:29:49,900
everything going on with it with
digital assets overall did what

534
00:29:49,900 --> 00:29:52,800
you're doing is again, glad
you're here thinking about the

535
00:29:52,800 --> 00:29:55,700
future if you did have a time
machine, right?

536
00:29:55,800 --> 00:29:58,300
And I asked Greg hand him this
question for the first time last

537
00:29:58,300 --> 00:30:01,400
week.
That if you could go visit your

538
00:30:01,400 --> 00:30:06,300
60s, Old self and have that
chance to talk to your 6 year.

539
00:30:06,300 --> 00:30:10,700
Old self about what yourself had
gone through over the last

540
00:30:10,700 --> 00:30:13,300
number of years.
What would be your 60 year old

541
00:30:13,300 --> 00:30:16,000
selves words of wisdom?
Back to you?

542
00:30:16,400 --> 00:30:17,500
Yeah.
Yeah.

543
00:30:17,500 --> 00:30:19,900
Tough question.
But maybe I think these question

544
00:30:19,900 --> 00:30:23,200
a different way when I was a
kid, I wanted to be an

545
00:30:23,200 --> 00:30:25,800
entrepreneur that I wanted to be
like company.

546
00:30:25,800 --> 00:30:29,000
I had these old ideas, what
things that could I could

547
00:30:29,000 --> 00:30:31,700
develop.
So yeah, I'm socially doing

548
00:30:31,700 --> 00:30:33,000
water.
I dream, right?

549
00:30:33,000 --> 00:30:35,500
So I leave you my dream.
Very tough Dream by the way.

550
00:30:35,900 --> 00:30:40,500
Mmm so yeah I guess that when I
became 60 I'm just going to be

551
00:30:40,500 --> 00:30:45,300
happy that I took this risk and
at the end of the day it's just

552
00:30:45,300 --> 00:30:47,600
something kind of feels so
philosophical good.

553
00:30:48,300 --> 00:30:52,900
When you when you do what you
want in a way, you're kind of

554
00:30:52,900 --> 00:30:56,600
building a better version of
yourself with all the complexity

555
00:30:56,600 --> 00:31:00,000
that that means right?
But I'm doing what I want,

556
00:31:00,100 --> 00:31:02,100
right?
So I guess that when I get older

557
00:31:03,000 --> 00:31:08,400
I don't see, I won't see that I
was missing any opportunity out.

558
00:31:08,400 --> 00:31:10,200
This is what I want to do,
right?

559
00:31:10,200 --> 00:31:12,700
So being here and talking to you
is what I want to be.

560
00:31:13,400 --> 00:31:14,600
Yeah, yeah.
No.

561
00:31:14,600 --> 00:31:17,500
And I'd say that, that that
words of wisdom, then would be

562
00:31:17,500 --> 00:31:21,100
back to today's obviate
tamashiro from your 6 year.

563
00:31:21,100 --> 00:31:23,900
Old self would be Javi.
I keep taking risks, right?

564
00:31:23,900 --> 00:31:26,900
Yeah, you know, I everyone's got
a different risk appetite,

565
00:31:26,900 --> 00:31:29,000
that's one of the big things
I've learned in being in this

566
00:31:29,000 --> 00:31:32,300
space for the last seven years,
and just realizing that Eating

567
00:31:32,300 --> 00:31:35,200
it and having friends that have
stayed within financial

568
00:31:35,200 --> 00:31:37,800
institutions, they continue to
do that because risk appetite is

569
00:31:37,800 --> 00:31:41,200
different, right?
And so it's all about how much

570
00:31:41,200 --> 00:31:44,100
of that risk?
You can bear with building what

571
00:31:44,100 --> 00:31:46,300
you want to build well.
But then also, you can think

572
00:31:46,300 --> 00:31:49,200
about the read, what the
definition of risk, maybe the

573
00:31:49,200 --> 00:31:52,800
risk is not doing what you want,
right?

574
00:31:52,800 --> 00:31:56,500
So the reasons that maybe you
get all, and you've been living

575
00:31:56,500 --> 00:32:00,100
a life that you didn't want to.
Yeah, that's a good point.

576
00:32:00,100 --> 00:32:01,400
Good point.
Listen.

577
00:32:02,200 --> 00:32:05,000
At the beginning of this chat
obviate, we got into a few

578
00:32:05,000 --> 00:32:10,200
things about you and some of
this obviously that you could

579
00:32:10,400 --> 00:32:13,400
piece together from a couple of
initial conversations we had and

580
00:32:13,400 --> 00:32:16,800
then your LinkedIn profile as
well but tell me what would be

581
00:32:16,800 --> 00:32:19,000
one thing that we wouldn't
expect to know about you?

582
00:32:19,400 --> 00:32:22,500
Yeah I mean project it's this
connected to this idea of

583
00:32:22,500 --> 00:32:25,100
compliance.
Something I've seen is that when

584
00:32:25,100 --> 00:32:27,900
you work in compliance, maybe
people is beginning that you

585
00:32:27,900 --> 00:32:30,200
have re you have a very
compliance mentality bleep

586
00:32:30,200 --> 00:32:32,000
mentality that you always want
to.

587
00:32:32,200 --> 00:32:34,600
Follow the rules.
There is a lot of

588
00:32:34,900 --> 00:32:37,100
misunderstanding there.
I think that if you are

589
00:32:37,100 --> 00:32:39,800
interpreter, you're working in
compliance, you're essentially

590
00:32:39,800 --> 00:32:42,500
building a system.
In my case, I feel like I'm

591
00:32:42,500 --> 00:32:44,800
really like a doer.
I'd love to do things.

592
00:32:45,100 --> 00:32:48,300
So yeah, probably people make
things because we are in the

593
00:32:48,300 --> 00:32:51,500
compliance space like I just
want to follow the rules and

594
00:32:51,500 --> 00:32:54,400
that's my expectation with
anyone that I'm talking and

595
00:32:54,400 --> 00:32:58,300
trying to institutionalize
people and bring that the system

596
00:32:58,300 --> 00:33:01,100
to the whole industry.
Maybe something we didn't talk

597
00:33:01,100 --> 00:33:05,200
but if Also seeing that
something we need to discuss and

598
00:33:05,200 --> 00:33:10,000
we have our own opinion.
How much compliance and

599
00:33:10,000 --> 00:33:13,600
regulations could eventually
he'll Innovation.

600
00:33:13,700 --> 00:33:15,200
Mmm.
Right.

601
00:33:15,200 --> 00:33:18,800
So maybe we don't, we don't need
to talk about these there but

602
00:33:18,800 --> 00:33:22,300
these something that we have our
own opinion but it's certainly

603
00:33:22,300 --> 00:33:26,100
something that it's important.
So we need to have you know:

604
00:33:26,100 --> 00:33:32,200
rules and things that help us go
Global and it's kale They

605
00:33:32,200 --> 00:33:35,700
holding this tree but Innovation
should be at the center of the

606
00:33:35,700 --> 00:33:38,300
discussion as well, Ryan.
Because if the only thing that

607
00:33:38,300 --> 00:33:42,700
we are doing is just repeating
the same without no new ideas at

608
00:33:42,700 --> 00:33:46,400
the center of the discussion.
Things get very boring, right?

609
00:33:46,500 --> 00:33:47,800
Yeah.
I mean, I think it's not

610
00:33:47,800 --> 00:33:50,000
something will come after it.
I mean, you know, you look at

611
00:33:50,000 --> 00:33:52,600
the financial markets.
You had traditional stocks and

612
00:33:52,600 --> 00:33:55,600
bonds and, you know, the
development of in the 70s

613
00:33:55,600 --> 00:33:59,100
electronic trading, right.
And then into the 70s and 80s

614
00:33:59,100 --> 00:34:03,800
you had derivative starting to
make Make some waves and then

615
00:34:03,800 --> 00:34:06,200
that carried through the 90s and
then some more financial

616
00:34:06,200 --> 00:34:10,000
Engineering in the early 2000s
with things like credit, default

617
00:34:10,000 --> 00:34:13,800
swaps and those became
mainstream and then right around

618
00:34:13,800 --> 00:34:17,800
the time we started having hedge
fund regulation in 2009-2010, a

619
00:34:17,800 --> 00:34:21,699
little thing called Bitcoin came
out of the woodwork right in

620
00:34:21,699 --> 00:34:25,600
2009.
So and that's now been a journey

621
00:34:25,600 --> 00:34:31,600
and I think each step being, you
know, and and the the ideas for

622
00:34:31,600 --> 00:34:34,699
crypto do go back way before
2009.

623
00:34:35,100 --> 00:34:38,199
And we could spend a whole
episode going down that rabbit

624
00:34:38,199 --> 00:34:43,300
hole with crypto specifically,
there is a context of that that

625
00:34:43,300 --> 00:34:49,000
is an everyday asset used for
Commerce at individual and at

626
00:34:49,000 --> 00:34:52,300
business level in ahead of us,
right?

627
00:34:52,300 --> 00:34:54,699
I'll leave it at that.
There's also a way for an

628
00:34:54,699 --> 00:34:58,300
individual to just completely
live their life with crypto and

629
00:34:58,300 --> 00:35:01,200
to do that without a bank.
Do that through self custody

630
00:35:01,200 --> 00:35:03,500
manner.
And that, you know, in the same

631
00:35:03,500 --> 00:35:05,000
way that people live on cash
today.

632
00:35:05,300 --> 00:35:07,900
So I think it's a very
interesting asset.

633
00:35:07,900 --> 00:35:10,700
I think there will be tons more
derivatives that come out of

634
00:35:10,700 --> 00:35:14,000
this.
You are very right and that we

635
00:35:14,000 --> 00:35:18,200
cannot let the need for.
I don't want to call it

636
00:35:18,200 --> 00:35:19,500
compliance to want to call it
safety.

637
00:35:19,500 --> 00:35:21,000
Don't want to call it
regulation.

638
00:35:21,500 --> 00:35:24,200
They need for for individuals to
be protected.

639
00:35:24,300 --> 00:35:26,900
You don't want that to stifle
Innovation, right?

640
00:35:26,900 --> 00:35:30,100
I'm with you on that.
What is the best way for people

641
00:35:30,100 --> 00:35:33,500
to get in touch with you?
Javi a Learn more about Osprey.

642
00:35:34,100 --> 00:35:36,200
Well, some people that can
connect with us, they can visit

643
00:35:36,200 --> 00:35:40,200
the website Osprey Dario.
I'm very responsive in LinkedIn,

644
00:35:40,200 --> 00:35:43,700
you just need to search my name.
Xavier Thomas, she do or you can

645
00:35:43,700 --> 00:35:46,400
send me an email.
Have your daughter machine?

646
00:35:46,600 --> 00:35:50,400
At a speed of 30?
I'm also have a Twitter account.

647
00:35:50,400 --> 00:35:53,000
You can search me.
Yeah, I'm gonna have to talk to

648
00:35:53,000 --> 00:35:54,400
anyone.
That is interested in what we

649
00:35:54,400 --> 00:35:57,500
are doing.
I would hope so, it was very

650
00:35:57,500 --> 00:35:59,000
good.
It was very good, and I know

651
00:35:59,000 --> 00:36:00,800
that.
All right, we'll listen Javier,

652
00:36:00,800 --> 00:36:03,700
thank you so much for Coming out
to the show, it's been a great

653
00:36:03,700 --> 00:36:05,900
chat and I know I'll be talking
to you again.

654
00:36:05,900 --> 00:36:08,700
Later on.
Thank you, thanks for having me.

655
00:36:09,200 --> 00:36:13,900
Great, thanks.
That does it for this week,

656
00:36:13,900 --> 00:36:15,600
folks.
Thanks to Xavier for opening up,

657
00:36:15,600 --> 00:36:17,800
his mind, to help us figure out
why he does what he does.

658
00:36:18,100 --> 00:36:20,400
And you can learn more about
Xavier and Osprey in the show

659
00:36:20,400 --> 00:36:23,100
notes on our website money,
never sleeps, that IE, if you

660
00:36:23,100 --> 00:36:25,300
like what you heard, please
leave us a rating and a review

661
00:36:25,300 --> 00:36:28,000
on Apple podcast or Spotify.
This helps others to find the

662
00:36:28,000 --> 00:36:29,700
show.
Thanks to Conan Brophy, from

663
00:36:29,700 --> 00:36:31,200
create sound for mixing and
editing.

664
00:36:31,200 --> 00:36:33,800
This episode Conan is an
excellent meeting man to get in

665
00:36:33,800 --> 00:36:35,300
touch with when you're thinking
about launching your own

666
00:36:35,300 --> 00:36:37,700
podcast.
As for me, I'm an early stage,

667
00:36:37,700 --> 00:36:40,100
startup investor focused on
where fintech meets crypto and

668
00:36:40,100 --> 00:36:42,600
crypto meets web 30.
I'll lead the techstars web 3

669
00:36:42,600 --> 00:36:44,300
accelerator.
There are plenty of links in the

670
00:36:44,300 --> 00:36:46,300
show notes on money, never
sleeps die and how to get in

671
00:36:46,300 --> 00:36:48,500
touch.
So don't hesitate to reach out

672
00:36:48,600 --> 00:36:51,000
finally till next time, thanks
for listening.

673
00:36:51,200 --> 00:36:43,300
See you I'll lead the techstars
web 3 accelerator.

674
00:36:43,500 --> 00:36:45,200
There are plenty of links in the
show notes on money, never

675
00:36:45,200 --> 00:36:46,900
sleeps die and how to get in
touch.

676
00:36:46,900 --> 00:36:50,400
So don't hesitate to reach out
finally till next time, thanks

677
00:36:50,400 --> 00:36:51,700
for listening.
See you